322 W River Rd N, Elyria, OH 44035 Property Records

Lorain County property record for 322 W River Rd N, Elyria, OH 44035 · Last verified March 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,100 sqft · built 1900
Lot Size0.119 acres (5,227 sqft)
OwnerIndividual Name on File
Tax Bill$1,566 (2025)
Deeds & MortgagesMar 2025 Sale
Sep 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN06-24-103-000-016

Property Details

APN / Parcel Number

Primary APN06-24-103-000-016

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,100 sqft Living Area
1st Floor Area550 sqft
2nd Floor Area550 sqft
Family RoomFamily Room
FireplaceFireplace

Exterior

Year BuiltBuilt 1900
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area5,227 sqft (0.119 acres)
Lot Dimensions140 ft deep x 40 ft wide
Garage TypeDetached
Garage Area528 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area220 sqft
Patio Area70 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address322 W RIVER RD N
CityELYRIA
StateOH
Zip44035-5342
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionG H ELY 40 X 140 S/L 12
Legal SubdivisionG H ELY
Legal Tract24
Legal Lot Number12
JurisdictionLORAIN OH
Township / Civil DivisionELYRIA
Census Block Group1
Census Block1001
Census Tract70901

Owner

Source: Lorain County records · APN 06-24-103-000-016

Assessment roll updated August 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 03, 2025Affidavit, Transfer
Sep 29, 2017Deed of Trust, Mortgage · Line of Credit
SCHOOL EMPS LORAIN CNTY CU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 03, 2025
Deed SaleMar 03, 2025
Deed Document Number0000044093
Record UpdatedJun 08, 2026

March 2025: Affidavit, Transfer

Document TypeAffidavit
JurisdictionLORAIN OH
Recording DateMar 03, 2025
Property Address322 W RIVER RD N, ELYRIA, OH 44035-5342
Document Number0000044093
Map ReferenceVOL 5 PG 7
Instrument DateFeb 20, 2025
Instrument2025-0044093
Transaction TypeTransfer
Record UpdatedMar 23, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLORAIN OH
Property Address322 W RIVER RD N, ELYRIA, OH 44035-5342
Document Number0000646616
Instrument DateSep 29, 2017
Transaction TypeMortgage
Record UpdatedOct 31, 2017
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address322 W RIVER RD N ELYRIA OH 440355342, ELYRIA, OH 44035-5342

Mortgage

Document Number0000646616
DateOct 03, 2017
Instrument646616
Lender
NameSCHOOL EMPS LORAIN CNTY CU
TypeCredit Union
AddressELYRIA, OH 44035
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateOhio
CountyLorain County
MunicipalityElyria City
Unified School DistrictElyria City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,566.00$31,190 (+0.02%) Land $5,740 Building $25,450$89,100 (-) Land $16,400 Building $72,700
2024$1,566.00 (+43.8%)$31,185 (+65.95%) Land $5,740 Building $25,445$89,100 (+65.95%) Land $16,400 Building $72,700
2023$1,089.00 (+1.87%)$18,792 (+0.01%) Land $2,524 Building $16,268$53,690 (-) Land $7,210 Building $46,480
2022$1,069.00$18,790 Land $2,520 Building $16,270
2021$53,690 Land $7,210 Building $46,480

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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