321 W River Rd N, Elyria, OH 44035 Property Records

Lorain County property record for 321 W River Rd N, Elyria, OH 44035 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1 Baths
Year BuiltBuilt 1950
Square Footage1,006 sqft Living Area
Lot Size32,234 sqft (0.74 acres)
OccupancyOwner Occupied
Last Sale$145,000 (2025)
Tax Bill$1,980.00 (2024)

Property Details

APN / Parcel Number

Primary APN06-24-108-000-011

Interior

Bedrooms3 Beds
Full Baths1 Baths
Total Rooms5 Rooms
Building Area1,006 sqft Living Area
1st Floor1,006 sqft 1st Floor
Basement Area1,006 sqft Basement
Stories1 Stories

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Architectural StyleConventional Style
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeFrame Construction
Lot Area32,234 sqft (0.74 acres)
Depth X Width407 ft x 79 ft Depth x Width
Patio Area35 sqft Patio
Porch Area48 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating
Heating FuelGas Heating Fuel
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Street Address321 W RIVER RD N
CityELYRIA
StateOH
Zip44035-5341
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description73.80 X 347.64 IRREG
Legal SubdivisionWEST BRANCH/BLACK RIVER
Legal Tract24
Legal Lot Number108
JurisdictionLORAIN OH
Minor Civil DivisionELYRIA
Census Blockgroup1
Census Block1000
Census Tract70901

Owner

Source: Lorain County records · APN 06-24-108-000-011

Assessment roll updated May 16, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address321 W RIVER RD N, ELYRIA, OH 44035-5341
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Dec 26, 2025Warranty Deed, Transfer · Conventional Mortgage
RUOFF MORTGAGE COMPANY INC
May 10, 2023Affidavit of Death of Joint Tenant, Transfer
Jun 26, 2023Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 26, 2025 · Amount on Record
Deed SaleDec 26, 2025 · Amount on Record
Prior SaleJan 31, 2012 · Amount on Record
Deed Doc Number202580200
Prior Transfer DateJun 23, 2023
Prior Transfer Doc0000920208
Record RefreshedSep 20, 2026

December 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLORAIN OH
Recording DateDec 26, 2025
Property Address321 W RIVER RD N, ELYRIA, OH 44035-5341
Document Number0000080200
Instrument DateDec 26, 2025
Instrument2025-0080200
Transaction TypeTransfer
Record UpdatedMar 23, 2026
Title CompanyERIEVIEW TITLE AGENCY LLC, ERIEVIEW TITLE AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address321 W RIVER RD N, ELYRIA, OH 44035-5341

Mortgage

Document Number0000080201
DateDec 26, 2025
Instrument2025-0080201
Lender
NameRUOFF MORTGAGE COMPANY INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2056

May 2023: Affidavit of Death of Joint Tenant, Transfer

Document TypeAffidavit of Death of Joint Tenant
JurisdictionLORAIN OH
Recording DateMay 10, 2023
Property Address321 W RIVER RD N, ELYRIA, OH 44035-5341
Document Number0000915189
Map ReferenceVOL 6 PG 24
Instrument DateApr 05, 2023
Instrument2023-0915189
Transaction TypeTransfer
Record UpdatedJun 02, 2026

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address318 BELL AVE, ELYRIA, OH 44035-3304
InvestorPossibly a Property Investor

June 2023: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionLORAIN OH
Recording DateJun 26, 2023
Property Address321 W RIVER RD N, ELYRIA, OH 44035-5341
Document Number0000920208
Map ReferenceVOL 6 PG 24
Instrument DateApr 05, 2023
Instrument2023-0920208
Transaction TypeTransfer
Record UpdatedJun 02, 2026

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address318 BELL AVE, ELYRIA, OH 44035-3304

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated May 16, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateOhio
CountyLorain County
MunicipalityElyria City
Unified School DistrictElyria City School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,020.00 (+2.02%)$40,850 (-0.01%) Land $12,760 Building $28,090$116,730 (-) Land $36,470 Building $80,260
2024$1,980.00 (+92.61%)$40,856 (+121.71%) Land $12,765 Building $28,091$116,730 (+121.71%) Land $36,470 Building $80,260
2023$1,028.00 (+0.39%)$18,428 (-0.01%) Land $5,905 Building $12,523$52,650 (-) Land $16,870 Building $35,780
2022$1,024.00$18,430 Land $5,910 Building $12,520
2021$52,650 Land $16,870 Building $35,780

Flood & Wildfire

321 W River Rd N is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on W River Rd N

Nearby Streets

Search Property Records by Address or Parcel Number