322 Valley Hill Ct, Saint Clair, MO 63077 Property Records

Franklin County property record for 322 Valley Hill Ct, Saint Clair, MO 63077

Property Summary

Property Type	Other Improved
Details	3 bd · 1 ba · 1,824 sqft · built 1985
Lot Size	8 acres (348,480 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,251 (2025)
Deeds & Mortgages	Oct 2018 Mortgage Jun 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21-6-23.0-0-000-013.100`

Property Details

APN / Parcel Number

Primary APN	`21-6-23.0-0-000-013.100`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,824 sqft Total Area

Exterior

Year Built	Built 1985
Architectural Style	Mobile Home
Lot Area	348,480 sqft (8 acres)
Shed	1 Shed

Location & Zoning

Street Address	322 VALLEY HILL CT
City	SAINT CLAIR
State	MO
Zip	63077-3820
Property Category	Other
Property Type	Other > Other Improved
Local Zoning Code	ANU
Legal Description	PT SW NE
Legal Range	01E
Legal Township	42
Legal Section	23
Legal Subdivision	MEYER SUB
Jurisdiction	FRANKLIN MO
Township / Civil Division	CENTRAL
Census Block Group	2
Census Block	2016
Census Tract	800802

Owner

322 Valley Hill Ct is owned and occupied by two individuals who acquired it in February 2018.

Source: Franklin County records, as of November 10, 2025

Owner of Record	2 Individual Names on File
Mailing Address	322 VALLEY HILL CT, SAINT CLAIR, MO 63077-3820
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2018	Deed of Trust, Mortgage HERITAGE CMNTY BK
Jun 26, 2018	Warranty Deed, Transfer UNITED BK/UNION
Feb 23, 2018	Quit Claim Deed, Mortgage · Line of Credit HERITAGE CMNTY BK/MARTHASVILLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 23, 2018
Deed Sale	Feb 23, 2018
Prior Sale	Nov 19, 2014
Deed Document Number	1802306
Record Updated	Jun 8, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	322 VALLEY HILL CT, SAINT CLAIR, MO 63077-3820
Document Number	0000015324
Instrument Date	Oct 29, 2018
Transaction Type	Mortgage
Record Updated	Nov 22, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	322 VALLEY HILL CT ST CLAIR MO 630773820, ST CLAIR, MO 63077-3820

Mortgage

Document Number	0000015324
Date	Nov 2, 2018
Instrument	15324

Lender

Name	HERITAGE CMNTY BK
Type	Bank
Address	UNION, MO 63084

Agreement

Amount	Amount on Record
Term	180 Months
Due	Nov 1, 2033

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Jun 26, 2018
Property Address	322 VALLEY HILL CT, SAINT CLAIR, MO 63077-3820
Document Number	0000008783
Instrument Date	Jun 25, 2018
Instrument	8783
Transaction Type	Transfer
Record Updated	Aug 7, 2018
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	240 INDIAN MEADOW LN UNION MO 630844331, UNION, MO 63084-4331

Mortgage

Document Number	8784
Date	Jun 26, 2018
Instrument	8784

Lender

Name	UNITED BK/UNION
Type	Bank
Address	UNION, MO 63084

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 25, 2048

February 2018: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	FRANKLIN MO
Recording Date	Feb 23, 2018
Property Address	322 VALLEY HILL CT, SAINT CLAIR, MO 63077-3820
Document Number	0000002306
Instrument Date	Feb 20, 2017
Instrument	2306
Transaction Type	Mortgage
Record Updated	Mar 20, 2018

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	322 VALLEY HILL CT ST CLAIR MO 630773820, ST CLAIR, MO 63077-3820

Mortgage

Document Number	2305
Date	Feb 23, 2018
Instrument	2305

Lender

Name	HERITAGE CMNTY BK/MARTHASVILLE
Type	Bank
Address	UNION, MO 63084

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Feb 22, 2033

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 322 Valley Hill Ct was $1,251.

Source: Franklin County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Unified School District	St. Clair R-XIII School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,251.00	$20,670	$114,980 Land $51,800 Building $63,180
2023	$662.00 (+16.75%)	$11,942	$66,830 Land $35,800 Building $31,030
2022	$567.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 322 Valley Hill Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 322 Valley Hill Ct is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 60% of Missouri
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN COUNTY PWSD 3 serves 8,250 people · EPA ID MO6024213
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wisper ISP Fixed Wireless	400 / 30
Wave Internet Technologies Fixed Wireless	100 / 100
Bays-ET Highspeed Fixed Wireless	25 / 5

May also be available: Verizon.

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Valley Hill Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures