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322 Vail Dr, Winter Haven, FL 33884 Property Records

Polk County property record for 322 Vail Dr, Winter Haven, FL 33884

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,898 sqft · built 1983
Lot Size0.259 acres (11,295 sqft)
Owner2 Individual Names on Record
Last Sale$130,000 (Oct 2015)
Tax Bill$2,086 (2025)
Deeds & MortgagesMay 2019 Sale
Flood ZoneZone X (minimal risk)
APN26-29-09-687041-000110

Property Details

APN / Parcel Number

Primary APN26-29-09-687041-000110
Alternative APNs
  • 092926687041000110
  • 92926000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,898 sqft Living Area
Gross Area2,860 sqft
1st Floor Area1,898 sqft
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 1983
Exterior MaterialWood
Construction TypeWood
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialOther
Lot Area11,295 sqft (0.259 acres)
Lot Dimensions138 ft deep x 80 ft wide
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area650 sqft

Exterior Amenities

Pool Area510 sqft
PorchFlorida Room
Porch Area340 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address322 VAIL DR
CityWINTER HAVEN
StateFL
Zip33884-2832
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCEDAR COVE PHASE ONE PB 73 PG 41 LOT 11
Legal Range26E
Legal Township29S
Legal Section09
Legal SubdivisionCEDAR COVE PHASE ONE
Legal Phase1
Legal Tract687041
Legal Block1
Legal Lot Number11
JurisdictionPOLK FL
Township / Civil DivisionWINTER HAVEN-AUBURNDALE
Census Block Group1
Census Block1049
Census Tract14600

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address322 VAIL DR, WINTER HAVEN, FL 33884-2832
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 2, 2015 · Amount on Record
Deed SaleOct 2, 2015 · Amount on Record
Prior SaleJul 15, 2014 · Amount on Record
Deed Document Number2015179512
Deed Book / Page9642 / 1440
Prior Transfer DateJul 11, 2014
Prior Transfer Doc0000120386
Record UpdatedOct 29, 2026

May 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionPOLK FL
Recording DateMay 20, 2019
Property Address322 VAIL DR, WINTER HAVEN, FL 33884-2832
Document Number0108461694
Book / Page010846 / 001694
Instrument DateMay 15, 2019
Instrument103169
Transaction TypeTransfer
Record UpdatedJun 4, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Tax$0.70
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address322 VAIL DR WINTER HAVEN FL 338842832, WINTER HAVEN, FL 33884-2832

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$203,211 (+2.7%)$308,184 (+0.99%) Land $33,000 Building $275,184
2025$2,086.00 (-19.71%) Homeowner's exemption$197,869 (+5.99%)$305,154 (-1.08%) Land $33,000 Building $272,154
2023$2,598.00 (+4.46%) Homeowner's exemption$186,692 (+3%)$308,474 (+5.45%) Land $32,000 Building $276,474
2022$2,487.00 Homeowner's exemption$181,254$292,528 Land $27,000 Building $265,528

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 15 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies15 in force
Nearby Flood Claims3 (2004–2024)
Claims Outside the SFHA1 of 3
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · lower than 84% of Florida
Wildfire Likelihood0.09% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWINTER HAVEN WATER DEPARTMENT
serves 87,537 people · EPA ID FL6531992
Water SourceGroundwater
Last State InspectionDec 2021
Lead7 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Sep 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting16
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Frontier.

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