St. Charles County property record for 322 Sunward Dr, O Fallon, MO 63368
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 2,372 sqft · built 1999 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | Individual Name on File |
| Last Sale | $308,800 (May 2020) |
| Tax Bill | $3,812 (2025) |
| Deeds & Mortgages | Jan 2026 Second Mortgage Sep 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | A972000964 |
| Primary APN | A972000964 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,372 sqft Living Area |
| Gross Area | 3,126 sqft |
| 1st Floor Area | 916 sqft |
| Basement Area | 916 sqft |
| Finished Basement | 624 sqft |
| Unfinished Basement | 292 sqft |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Bi-Level |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 6,970 sqft (0.16 acres) |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 40 sqft |
| Heating Fuel | Gas |
|---|---|
| Sewer | Connected |
| Account Number | A972000964 |
|---|---|
| Street Address | 322 SUNWARD DR |
| City | O FALLON |
| State | MO |
| Zip | 63368-6867 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AE9 |
| Legal Description | MANORS AT ROYALLSPRINGS #8 LOT 162 |
| Legal Subdivision | MANORS AT ROYALLSPRINGS #8 |
| Legal Lot Number | 162 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | WELDON SPRING |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 311732 |
Source: St. Charles County records · APN A972000964
Assessment roll updated August 13, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 322 SUNWARD DR, O FALLON, MO 63368-6867 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 08, 2026 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC |
| Sep 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ENDEAVOR CAPITAL LLC |
| Jul 26, 2019 | Deed of Trust, Mortgage · Line of Credit PARAMOUNT BANK |
| May 12, 2020 | Quit Claim Deed, Transfer ENDEAVOR CAP |
| Aug 09, 2019 | Warranty Deed, Transfer ENDEAVOR CAP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 12, 2020 · Amount on Record |
| Deed Sale | May 12, 2020 · Amount on Record |
| Prior Sale | Aug 09, 2019 · Amount on Record |
| Deed Document Number | 2020304080 |
| Deed Book / Page | 7292 / 1634 |
| Prior Transfer Date | May 06, 2020 |
| Prior Transfer Doc | 0072921634 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 322 SUNWARD DR, O FALLON, MO 63368-6867 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2026 |
| Name | Verified Name |
|---|---|
| Address | 322 SUNWARD DR, O FALLON, MO 63368-6867 |
| Document Number | 0000001112 |
|---|---|
| Date | Jan 08, 2026 |
| Instrument | 2026R-001112 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jan 01, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 322 SUNWARD DR, O FALLON, MO 63368-6867 |
| Transaction Type | Mortgage |
| Record Updated | Oct 06, 2021 |
| Name | Verified Name |
|---|---|
| Address | 322 SUNWARD DR, O FALLON, MO 63368-6867 |
| Document Number | 2021R079793 |
|---|---|
| Date | Sep 23, 2021 |
| Instrument | 2021R-079793 |
| Name | ENDEAVOR CAPITAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHESTERFIELD, MO 63017 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 322 SUNWARD DR, O FALLON, MO 63368-6867 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0071120881 |
|---|---|
| Date | Jul 26, 2019 |
| Book Page | 7112/0881 |
| Instrument | 20190726000385970 |
| Name | PARAMOUNT BANK |
|---|---|
| Type | Bank |
| Address | SAINT LOUIS, MO 63141 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jul 23, 2020 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | May 12, 2020 |
| Property Address | 322 SUNWARD DR, O FALLON, MO 63368-6867 |
| Document Number | 0072921634 |
| Book / Page | 007292 / 001634 |
| Instrument Date | May 06, 2020 |
| Instrument | 304080 |
| Transaction Type | Transfer |
| Record Updated | Jul 17, 2020 |
| Title Company | CHESTERFIELD TITLE AGENCY LLC, CHESTERFIELD TITLE AGCY LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 322 SUNWARD DR O FALLON MO 633686867, O FALLON, MO 63368-6867 |
| Document Number | 72921637 |
|---|---|
| Date | May 12, 2020 |
| Book Page | 007292/001637 |
| Instrument | 304090 |
| Name | ENDEAVOR CAP |
|---|---|
| Type | Funding / Finance Company |
| Address | CHESTERFIELD, MO 63017 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | May 11, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Aug 09, 2019 |
| Property Address | 322 SUNWARD DR, O FALLON, MO 63368-6867 |
| Document Number | 0071210948 |
| Book / Page | 007121 / 000948 |
| Instrument Date | Aug 02, 2019 |
| Instrument | 419640 |
| Transaction Type | Transfer |
| Record Updated | Sep 06, 2019 |
| Title Company | INVESTORS TITLE COMPANY, INVESTORS TITLE CO. |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 322 SUNWARD DR O FALLON MO 633686867, O FALLON, MO 63368-6867 |
| Document Number | 71210950 |
|---|---|
| Date | Aug 09, 2019 |
| Book Page | 007121/000950 |
| Instrument | 419650 |
| Name | ENDEAVOR CAP |
|---|---|
| Type | Funding / Finance Company |
| Address | CHESTERFIELD, MO 63017 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Aug 08, 2049 |
Source: St. Charles County records · Assessment roll updated August 13, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | O'Fallon City |
| Unified School District | Fort Zumwalt R-II School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,812.00 (-2.71%) | $59,315 (+0.15%) | $312,186 (+0.15%) Land $60,000 Building $252,186 |
| 2024 | $3,918.00 | ||
| 2023 | $59,227 | ||
| 2022 | $311,721 Land $50,000 Building $261,721 |
Source: FEMA National Flood Hazard Layer as of August 25, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.2% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gateway Fiber Holdings Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 472 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ST CHARLES COUNTY PWSD 2 serves 100,587 people |
|---|---|
| Water Source | Purchased surface water from ST LOUIS CITY PWS |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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