314 Sunward Dr, O Fallon, MO 63368 Property Records

St. Charles County property record for 314 Sunward Dr, O Fallon, MO 63368

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,492 sqft · built 1999
Lot Size0.16 acres (6,970 sqft)
Owner2 Individual Names on Record
Last Sale$240,000 (Dec 2020)
Tax Bill$3,439 (2025)
Deeds & MortgagesDec 2020 Sale & Mortgage
Sep 2020 Mortgage
Flood ZoneZone X (minimal risk)
APNA972000966

Property Details

APN / Parcel Number

Primary APNA972000966
Alternative APN
  • 2-0114-7575-00-0164.0000000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,492 sqft Living Area
Gross Area2,640 sqft
1st Floor Area764 sqft
Basement Area728 sqft

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Architectural StyleBi-Level
Exterior MaterialAluminum/Vinyl
Lot Area6,970 sqft (0.16 acres)
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Patio Area120 sqft

Utilities, Heating & Cooling

Heating FuelGas
SewerConnected

Location & Zoning

Account NumberA972000966
Street Address314 SUNWARD DR
CityO FALLON
StateMO
Zip63368-6867
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAE9
Legal DescriptionMANORS AT ROYALLSPRINGS #8 LOT 164
Legal SubdivisionMANORS AT ROYALLSPRINGS #8
Legal Lot Number164
JurisdictionST CHARLES MO
Township / Civil DivisionWELDON SPRING
Census Block Group3
Census Block3011
Census Tract311732

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address314 SUNWARD DR, O FALLON, MO 63368-6867
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 22, 2020Warranty Deed, Transfer
DAS ACQUISITION
Sep 3, 2020Deed of Trust, Mortgage
ENDEAVOR CAP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 22, 2020 · Amount on Record
Deed SaleDec 22, 2020 · Amount on Record
Prior SaleFeb 24, 2015 · Amount on Record
Deed Document Number2020100780
Prior Transfer DateJun 18, 2003
Prior Transfer Doc0034970129
Record UpdatedOct 29, 2026

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateDec 22, 2020
Property Address314 SUNWARD DR, O FALLON, MO 63368-6867
Document Number0000100780
Instrument DateDec 15, 2020
Instrument100780
Transaction TypeTransfer
Record UpdatedMar 17, 2021
Title CompanyNETCO TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address314 SUNWARD DR O FALLON MO 633686867, O FALLON, MO 63368-6867

Mortgage

Document Number100781
DateDec 22, 2020
Instrument100781
Lender
NameDAS ACQUISITION
AddressSAINT LOUIS, MO 63141
Agreement
AmountAmount Recorded
Term360 Months
DueDec 21, 2050

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address314 SUNWARD DR, O FALLON, MO 63368-6867
Document Number0000066569
Instrument DateSep 3, 2020
Transaction TypeMortgage
Record UpdatedOct 29, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address314 SUNWARD DR O FALLON MO 633686867, O FALLON, MO 63368-6867

Mortgage

Document Number0000066569
DateSep 10, 2020
Instrument66569
Lender
NameENDEAVOR CAP
TypeFunding / Finance Company
AddressCHESTERFIELD, MO 63017
Agreement
AmountAmount Recorded
Term360 Months
DueSep 9, 2050

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalityO'Fallon City
Unified School DistrictFort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$53,443 (-)$281,279 (-) Building $281,279
2025$3,439.00 (-3.24%)$53,443 (-0.42%)$281,279 (-0.42%) Building $281,279
2024$3,554.00
2023$53,668
2022$282,463 Land $50,000 Building $232,463

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES COUNTY PWSD 2
serves 100,587 people · EPA ID MO6024530
Water SourcePurchased surface water from ST LOUIS CITY PWS
Last State InspectionAug 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 472 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Gateway Fiber
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Wisper ISP
Fixed Wireless
400 / 30
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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