322 Summerfield Rd, Ernul, NC 28527 Property Records

Craven County property record for 322 Summerfield Rd, Ernul, NC 28527

Property Summary

Property TypeResidential Vacant Land
Lot Size6.36 acres (277,042 sqft)
Owner2 Individual Names on Record
Last Sale$95,000 (Jul 2025)
Tax Bill$369 (2026)
Deeds & MortgagesAug 2022 Sale & Line of Credit
Mar 2022 Sale
Flood ZoneZone AE (high risk)
APN2-041-A-008

Property Details

APN / Parcel Number

Primary APN2-041-A-008
Alternative APNs
  • 107347
  • 78896

Exterior

Lot Area277,042 sqft (6.36 acres)

Location & Zoning

Account Number107347
Street Address322 SUMMERFIELD RD
CityERNUL
StateNC
Zip28527-6000
Property CategoryResidential
Property TypeVacant Land > Residential
Legal DescriptionLOT 8 SUMMERFIELD PH II (REVISED)
Legal SubdivisionFINAL PLAN OF SUMMERFIELD
Legal PhaseII
Legal Lot Number8
JurisdictionCRAVEN NC
Township / Civil Division2
Census Block Group2
Census Block2001
Census Tract960102

Owner

Source: Craven County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address715 AURORA RD, ERNUL, NC 28527-9610
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Aug 12, 2022Warranty Deed, Transfer · Line of Credit
FIRST CITIZENS BANK & TRUST CO
Mar 4, 2022Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 1, 2025 · Amount on Record
Deed SaleJul 1, 2025 · Amount on Record
Prior SaleAug 12, 2022 · Amount on Record
Deed Document Number202510142710
Deed Book / Page3843 / 270
Last Transfer DateDec 3, 2025
Transfer Doc0010149565
Record UpdatedOct 29, 2026

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCRAVEN NC
Recording DateAug 12, 2022
Property Address322 SUMMERFIELD RD, ERNUL, NC 28527-6000
Document Number003737/928
Book / Page3737 / 928
Map ReferenceCAB H SL 99C
Instrument DateAug 5, 2022
Instrument10101627
Transaction TypeTransfer
Record UpdatedJun 13, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$150.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address333 EGRET CIR, NEW BERN, NC 28562-4455

Mortgage

Document Number003737/931
DateAug 12, 2022
Book Page3737/931
Instrument10101628
Lender
NameFIRST CITIZENS BANK & TRUST CO
TypeBank
AddressRALEIGH, NC 27611
Agreement
TypeLine of Credit
AmountAmount Recorded

March 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCRAVEN NC
Recording DateMar 4, 2022
Property Address322 SUMMERFIELD RD, ERNUL, NC 28527-6000
Document Number03715/1112
Book / Page3715 / 1112
Map ReferenceCAB G SL 99 C
Instrument DateFeb 17, 2022
Instrument10092915
Transaction TypeTransfer
Record UpdatedJun 13, 2023

Transaction

AmountAmount Recorded
Tax$150.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2802 OLD POINT RD, NEW BERN, NC 28560

Tax Assessment & Valuation

Source: Craven County assessment roll, as of October 20, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCraven County
Unified School DistrictCraven County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$369.00$74,660 (-) Land $74,660$74,660 (-) Land $74,660
2025$369.00$74,660 (-) Land $74,660$74,660 (-) Land $74,660
2023$369.00$74,660 Land $74,660$74,660 Land $74,660

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims4 (2010–2018)
Claims Outside the SFHA1 of 4
Most Recent ClaimSep 2018 · Hurricane Florence
Claims by Event
  • Hurricane Florence, Sep 2018 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · above 46% of North Carolina
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFIRST CRAVEN SANITARY DISTRICT
serves 6,325 people · EPA ID NC0425040
Water SourceGroundwater
Last State InspectionMar 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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