Craven County property record for 317 Summerfield Rd, Ernul, NC 28527
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 2,040 sqft · built 2022 |
| Lot Size | 3.05 acres (133,076 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $75,000 (Jun 2022) |
| Tax Bill | $2,404 (2026) |
| Deeds & Mortgages | Sep 2022 Construction Loan Sep 2022 Construction Loan + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 2-041-A-006 |
| Primary APN | 2-041-A-006 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,040 sqft Living Area |
| Interior Walls | Finished/Painted |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 133,076 sqft (3.05 acres) |
| Garage Type | Attached |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 104559 |
|---|---|
| Street Address | 317 SUMMERFIELD RD |
| City | ERNUL |
| State | NC |
| Zip | 28527-6000 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 6 SUMMERFIELD PH II (REVISED) |
| Legal Subdivision | SUMMERFIELD |
| Legal Phase | II |
| Legal Lot Number | 6 |
| Jurisdiction | CRAVEN NC |
| Township / Civil Division | 2 |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 960102 |
317 Summerfield Rd is owned and occupied by two individuals who bought it in June 2022.
Source: Craven County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 317 SUMMERFIELD RD, ERNUL, NC 28527-6000 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 23, 2022 | Deed of Trust, Mortgage · Construction Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| Sep 23, 2022 | Deed of Trust, Mortgage · Construction Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| Jun 2, 2022 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 2, 2022 · Amount on File |
| Deed Sale | Jun 2, 2022 · Amount on File |
| Prior Sale | Nov 18, 2016 · Amount on File |
| Deed Document Number | 202210097949 |
| Deed Book / Page | 3728 / 856 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CRAVEN NC |
| Property Address | 317 SUMMERFIELD RD, ERNUL, NC 28527-6000 |
| Transaction Type | Mortgage |
| Record Updated | Dec 11, 2023 |
| Name | Verified Name |
|---|
| Document Number | 003742/443 |
|---|---|
| Date | Sep 23, 2022 |
| Book Page | 3742/443 |
| Instrument | 10103559 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Address | VIRGINIA BEACH, VA 23452 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CRAVEN NC |
| Property Address | 317 SUMMERFIELD RD, ERNUL, NC 28527-6000 |
| Transaction Type | Mortgage |
| Record Updated | Dec 11, 2023 |
| Name | Verified Name |
|---|---|
| Address | 109 CLINT MILLS RD, MAYSVILLE, NC 28555-9018 |
| Document Number | 003742/425 |
|---|---|
| Date | Sep 23, 2022 |
| Book Page | 3742/425 |
| Instrument | 10103558 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Address | VIRGINIA BEACH, VA 23452 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CRAVEN NC |
| Recording Date | Jun 2, 2022 |
| Property Address | 317 SUMMERFIELD RD, ERNUL, NC 28527-6000 |
| Document Number | 003728/856 |
| Book / Page | 3728 / 856 |
| Map Reference | CAB I SL 32A |
| Instrument Date | May 31, 2022 |
| Instrument | 10097949 |
| Transaction Type | Transfer |
| Record Updated | Dec 11, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $150.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 299 HAZELWOOD AVE, WAYNESVILLE, NC 28786-1944 |
| Name | Verified Name |
|---|---|
| Address | 2543 BLACKSTONE DRIVE, WINTERVILLE, NC 28590 |
The 2026 property tax bill for 317 Summerfield Rd was $2,404.
Source: Craven County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Craven County |
| Unified School District | Craven County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,404.00 | $471,450 (-) Land $74,600 Building $396,850 | $471,450 (-) Land $74,600 Building $396,850 |
| 2025 | $2,404.00 | $471,450 Land $74,600 Building $396,850 | $471,450 Land $74,600 Building $396,850 |
| 2023 | $1,212.00 (+384.8%) | $471,450 (+1,078.63%) Land $74,600 Building $396,850 | $471,450 Land $74,600 Building $396,850 |
| 2022 | $250.00 | $40,000 Land $40,000 | |
| 2018 | $40,000 Land $40,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 317 Summerfield Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 4 (2010–2018) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 317 Summerfield Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FIRST CRAVEN SANITARY DISTRICT serves 6,325 people · EPA ID NC0425040 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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