322 Summer St, Lowell, AR 72745 Property Records

Benton County property record for 322 Summer St, Lowell, AR 72745

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,645 sqft · built 2003
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on File
Last Sale	$325,000 (Sep 2026)
Tax Bill	$2,247 (2026)
Deeds & Mortgages	Sep 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-02333-000`

Property Details

APN / Parcel Number

Primary APN	`12-02333-000`
Alternative APNs	`44865.0` `44865`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,645 sqft Living Area
Gross Area	2,065 sqft
1st Floor Area	1,645 sqft
Flooring	Carpet

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Fiberglass
Lot Area	9,148 sqft (0.21 acres)
Garage Type	Attached
Garage Area	420 sqft
Driveway	Concrete Driveway
Driveway Area	112 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	35 sqft
Patio Area	120 sqft
Shed	1 Shed
Shed Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	44865
Street Address	322 SUMMER ST
City	LOWELL
State	AR
Zip	72745-8966
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PLAT 05/06/2002 P4-680
Legal Range	30
Legal Township	18
Legal Section	01
Legal Subdivision	SUMMER MEADOWS PH I-LOWELL
Legal Lot Number	12
Jurisdiction	BENTON AR
Township / Civil Division	3
Census Block Group	2
Census Block	2002
Census Tract	21406

Owner

322 Summer St is owned and occupied by two individuals who bought it in September 2026.

Source: Benton County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	322 SUMMER ST, LOWELL, AR 72745-8966
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 28, 2026 · Amount on File
Deed Sale	Sep 28, 2026 · Amount on File
Prior Sale	Jun 30, 2010 · Amount on File
Deed Document Number	202655474
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON AR
Recording Date	Sep 28, 2026
Property Address	322 SUMMER ST, LOWELL, AR 72745-8966
Document Number	0000055474
Instrument Date	Sep 24, 2026
Instrument	202655474
Transaction Type	Transfer
Record Updated	Oct 6, 2026
Title Company	WACO LAND TITLE, WACO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$108,322.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	322 SUMMER ST, LOWELL, AR 72745-8966

Mortgage

Document Number	0000055475,
Date	Sep 28, 2026
Instrument	202655475

Lender

Name	AMERICAN PORTFOLIO MORTGAGE CORPORATION

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

Tax Assessment & Valuation

The 2026 property tax bill for 322 Summer St was $2,247, up 5.4% from the year before.

Source: Benton County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Arkansas
County	Benton County
Municipality	Lowell City
Unified School District	Rogers Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,247.00 (+5.44%)	$55,208 (-) Land $15,200 Building $40,008	$276,040 (-) Land $76,000 Building $200,040
2025	$2,131.00 Homeowner's exemption	$55,208 Land $15,200 Building $40,008	$276,040 (-) Land $76,000 Building $200,040
2024			$276,040 (+51.59%) Land $76,000 Building $200,040
2023	$1,794.00 Homeowner's exemption	$36,420 Land $7,200 Building $29,220	$182,100 Land $36,000 Building $146,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 322 Summer St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 322 Summer St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 92% of Arkansas
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGDALE WATER UTILITIES serves 100,795 people · EPA ID AR0000575
Water Source	Purchased surface water from BEAVER WATER DISTRICT
Last State Inspection	Nov 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 448 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Right Fiber Fiber	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20