Benton County property record for 308 Summer St, Lowell, AR 72745
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,618 sqft · built 2002 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $136,000 (Sep 2013) |
| Tax Bill | $2,520 (2026) |
| Deeds & Mortgages | Oct 2025 Mortgage Jul 2024 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-02330-000 |
| Primary APN | 12-02330-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,618 sqft Living Area |
| Gross Area | 2,080 sqft |
| 1st Floor Area | 1,618 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Hip |
| Roof Material | Fiberglass |
| Lot Area | 9,148 sqft (0.21 acres) |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 510 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 308 SUMMER ST |
|---|---|
| City | LOWELL |
| State | AR |
| Zip | 72745-8966 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PLAT 05/06/2002 P4-680 |
| Legal Range | 30 |
| Legal Township | 18 |
| Legal Section | 01 |
| Legal Subdivision | SUMMER MEADOWS PH I-LOWELL |
| Legal Lot Number | 9 |
| Jurisdiction | BENTON AR |
| Township / Civil Division | 3 |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 21406 |
308 Summer St is owned and occupied by two individuals who acquired it in July 2024.
Source: Benton County records, as of September 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 308 SUMMER ST, LOWELL, AR 72745-8966 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 15, 2025 | Deed of Trust, Mortgage · VA Mortgage ARVEST BANK |
| Jul 30, 2024 | Intrafamily Transfer, Transfer · Conventional Mortgage ARVEST BANK |
| Jan 24, 2024 | Beneficiary Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 25, 2013 · Amount on File |
| Deed Sale | Sep 25, 2013 · Amount on File |
| Prior Sale | Dec 27, 2002 · Amount on File |
| Deed Book / Page | 2013 / 52979 |
| Last Transfer Date | Jul 24, 2024 |
| Transfer Doc | L202439489 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BENTON AR |
| Property Address | 308 SUMMER ST, LOWELL, AR 72745-8966 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2026 |
| Name | Verified Name |
|---|---|
| Address | 308 SUMMER ST, LOWELL, AR 72745-8966 |
| Document Number | L202558114 |
|---|---|
| Date | Oct 15, 2025 |
| Instrument | L202558114 |
| Name | ARVEST BANK |
|---|---|
| Type | Bank |
| Address | PO BOX 399, LOWELL, AR 72745 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BENTON AR |
| Recording Date | Jul 30, 2024 |
| Property Address | 308 SUMMER ST, LOWELL, AR 72745-8966 |
| Document Number | L202439489 |
| Instrument Date | Jul 24, 2024 |
| Instrument | L202439489 |
| Transaction Type | Transfer |
| Record Updated | Jan 19, 2026 |
| Title Company | WACO TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 308 SUMMER ST, LOWELL, AR 72745-8966 |
| Name | Verified Name |
|---|---|
| Address | 308 SUMMER ST, LOWELL, AR 72745-8966 |
| Document Number | L202439490 |
|---|---|
| Date | Jul 30, 2024 |
| Instrument | L202439490 |
| Name | ARVEST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Aug 1, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 5% |
| Max Rate At Change | 9% |
| Index | 1-Year CMT |
| Margin | 3 |
| Max Rate | 12% |
| Document Type | Beneficiary Deed |
|---|---|
| Jurisdiction | BENTON AR |
| Recording Date | Jan 24, 2024 |
| Property Address | 308 SUMMER ST, LOWELL, AR 72745-8966 |
| Document Number | L202403542 |
| Instrument Date | Jan 18, 2024 |
| Instrument | L202403542 |
| Transaction Type | Transfer |
| Record Updated | Jan 19, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 622 W POST RD, ROGERS, AR 72758-8482 |
The 2026 property tax bill for 308 Summer St was $2,520, up 14.5% from the year before.
Source: Benton County assessment roll, as of September 1, 2026
| Type | Name |
|---|---|
| State | Arkansas |
| County | Benton County |
| Municipality | Lowell City |
| Unified School District | Rogers Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,520.00 (+14.55%) | $57,897 (-) Land $15,200 Building $42,697 | $289,485 (-) Land $76,000 Building $213,485 |
| 2025 | $2,200.00 | $57,897 Land $15,200 Building $42,697 | $289,485 (-) Land $76,000 Building $213,485 |
| 2024 | $289,485 (+50.77%) Land $76,000 Building $213,485 | ||
| 2023 | $1,853.00 | $38,400 Land $7,200 Building $31,200 | $192,000 Land $36,000 Building $156,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 308 Summer St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 308 Summer St is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 92% of Arkansas |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPRINGDALE WATER UTILITIES serves 100,795 people · EPA ID AR0000575 |
|---|---|
| Water Source | Purchased surface water from BEAVER WATER DISTRICT |
| Last State Inspection | Nov 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 448 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Right Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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