322 Smith St, Freeport, NY 11520 Property Records

Nassau County and Hempstead Town property record for 322 Smith St, Freeport, NY 11520

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 1,866 sqft · built 1926
Lot Size0.22 acres (9,600 sqft)
Owner2 Individual Names on Record
Last Sale$170,000 (Mar 1998)
Tax Bill$8,137 (2025)
Deeds & MortgagesDec 2022 Line of Credit
Flood ZoneZone X (minimal risk)
APN62-126-00-0013

Property Details

APN / Parcel Number

Primary APN62-126-00-0013
Alternative APNs
  • 2009-62-126-00-0013-0
  • 62126000013000000000
  • 282009 62.-126-13
  • 62126 00130

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,866 sqft Living Area
Gross Area2,036 sqft
1st Floor Area848 sqft
Basement Area170 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1926
Effective Year BuiltEffective 1926
Architectural StyleOld Style
Exterior MaterialWood
Construction TypeFrame
Roof MaterialWood Shingle
Lot Area9,600 sqft (0.22 acres)
Lot Dimensions159 ft deep x 60 ft wide
Garage TypeDetached
Garage Area324 sqft
Parking Spaces1 Parking Space
PorchOpen Frame Porch
Porch Area94 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number62126 00130
Street Address322 SMITH ST
CityFREEPORT
StateNY
Zip11520-4231
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTOWN #1 SCH DIST 009
Legal Block126
Legal Lot Number13
JurisdictionNASSAU NY
Township / Civil DivisionHEMPSTEAD
Census Block Group1
Census Block1002
Census Tract414303

Owner

Source: Nassau County and Hempstead Town records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address322 SMITH ST, FREEPORT, NY 11520-4231
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 16, 1998 · Amount on Record
Deed SaleMar 16, 1998 · Amount on Record
Prior SaleDec 10, 1997 · Amount on Record
Deed Book / Page10886 / 931
Record UpdatedSep 20, 2026

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNASSAU NY
Property Address322 SMITH ST, FREEPORT, NY 11520-4231
Transaction TypeMortgage
Record UpdatedDec 14, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address322 SMITH ST, FREEPORT, NY 11520-4231

Mortgage

Document NumberM469690693
DateDec 7, 2022
Book PageM46969/693
Instrument2022-115374
Lender
NameBETHPAGE FCU
TypeCredit Union
AddressBETHPAGE, NY 11714
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueNov 28, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Nassau County and Hempstead Town assessment roll, as of June 17, 2026

Property Jurisdictions

TypeName
StateNew York
CountyNassau County
County SubdivisionHempstead Town
MunicipalityFreeport Village
Unified School DistrictFreeport Union Free School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$444 (-2.42%) Land $193 Building $251$455,000 (-)
2025$8,137.00 (-5.63%)
2023$8,622.00 Homeowner's exemption$455 Land $193 Building $262$455,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 5, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims1 (1992)
Most Recent ClaimDec 1992 · Coastal Storm, High Tides, Heavy Rain, & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFREEPORT (V)
serves 45,000 people · EPA ID NY2902823
Water SourceGroundwater
Last State InspectionFeb 2025
Lead3 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
T-Mobile
Fixed Wireless
100 / 20

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