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315 Smith St, Freeport, NY 11520 Property Records

Nassau County and Hempstead Town property record for 315 Smith St, Freeport, NY 11520

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,528 sqft · built 1918
Lot Size0.301 acres (13,090 sqft)
Owner2 Individual Names on Record
Last Sale$350,000 (Dec 2014)
Tax Bill$9,616 (2025)
Deeds & MortgagesOct 2022 Mortgage
Sep 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN62-132-00-0004

Property Details

APN / Parcel Number

Primary APN62-132-00-0004
Alternative APNs
  • 2009-62-132-00-0004-0
  • 62132000004000000000
  • 282009 62.-132-4
  • 62132 00040

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,528 sqft Living Area
Gross Area2,613 sqft
1st Floor Area729 sqft
Basement Area85 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1918
Effective Year BuiltEffective 1918
Architectural StyleOld Style
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof MaterialWood Shingle
Lot Area13,090 sqft (0.301 acres)
Lot Dimensions175 ft deep x 50 ft wide
Garage TypeDetached
Garage Area360 sqft
Parking Spaces1 Parking Space
PorchOpen Frame Porch
Porch Area234 sqft
Balcony Area54 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number62132 00040
Street Address315 SMITH ST
CityFREEPORT
StateNY
Zip11520-4229
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTOWN #1 SCH DIST 009
Legal Block132
Legal Lot Number4
JurisdictionNASSAU NY
Township / Civil DivisionHEMPSTEAD
Census Block Group1
Census Block1006
Census Tract414303

Owner

Source: Nassau County and Hempstead Town records, as of June 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address315 SMITH ST, FREEPORT, NY 11520-4229
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 26, 2022Intrafamily Transfer, Transfer · Conventional Mortgage
JPMORGAN CHASE BANK NA
Sep 22, 2020Deed of Trust, Mortgage · Line of Credit
JOVIA FIN'L FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 26, 2014 · Amount on Record
Deed SaleDec 26, 2014 · Amount on Record
Deed Document Number201400564
Deed Book / PageD13161 / 706
Last Transfer DateApr 25, 2022
Transfer DocD143130797
Record UpdatedSep 20, 2026

October 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionNASSAU NY
Recording DateOct 26, 2022
Property Address315 SMITH ST, FREEPORT, NY 11520-4229
Document NumberD143130797
Book / PageD14313 / 797
Instrument DateApr 25, 2022
Instrument2022-105702
Transaction TypeTransfer
Record UpdatedNov 2, 2022
Title CompanyTITLEVEST AGENCY INC

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address315 SMITH ST, FREEPORT, NY 11520-4229

Mortgage

Document Number2022105703
DateOct 26, 2022
Instrument2022-105703
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term355 Months
DueMay 1, 2052

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNASSAU NY
Property Address315 SMITH ST, FREEPORT, NY 11520-4229
Document Number0445970599
Instrument DateSep 22, 2020
Transaction TypeMortgage
Record UpdatedNov 3, 2020
Title CompanyNOT AVAILABLE

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
Address315 SMITH ST FREEPORT NY 115204229, FREEPORT, NY 11520-4229

Mortgage

Document Number0445970599
DateOct 1, 2020
Book Page044597/000599
Instrument91885
Lender
NameJOVIA FIN'L FCU
Address1000 CORPORATE DR, WESTBURY, NY 11590-6648
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueSep 30, 2050
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Nassau County and Hempstead Town assessment roll, as of June 17, 2026

Property Jurisdictions

TypeName
StateNew York
CountyNassau County
County SubdivisionHempstead Town
MunicipalityFreeport Village
Unified School DistrictFreeport Union Free School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$474 (-4.44%) Land $202 Building $272$474,000 (-4.44%)
2025$9,616.00 (+3.46%)$496 (-5.88%) Land $212 Building $284$496,000 (-5.88%)
2023$9,294.00 Additional exemption filed$527 Land $225 Building $302$527,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 5, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims1 (1992)
Most Recent ClaimDec 1992 · Coastal Storm, High Tides, Heavy Rain, & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFREEPORT (V)
serves 45,000 people · EPA ID NY2902823
Water SourceGroundwater
Last State InspectionFeb 2025
Lead3 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable		8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area		2,300 / 2,300
T-Mobile
Fixed Wireless		100 / 20

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