322 Sailfish Ln, Punta Gorda, FL 33982 Property Records

Charlotte County property record for 322 Sailfish Ln, Punta Gorda, FL 33982

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,530 sqft · built 1973
Lot Size	0.23 acres (10,000 sqft)
Owner	Individual Name on File
Last Sale	$134,000 (Feb 2026)
Tax Bill	$2,232 (2025)
Deeds & Mortgages	Feb 2026 Sale Jan 2026 Foreclosure + 5 more
Flood Zone	Zone X (minimal risk)
APN	`412303235004`

Property Details

APN / Parcel Number

Primary APN	`412303235004`
Alternative APNs	`01003850000003` `10004699094`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,530 sqft Living Area
Gross Area	2,032 sqft
1st Floor Area	1,530 sqft

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Metal
Lot Area	10,000 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	242 sqft
Driveway	Driveway
Driveway Area	1 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	260 sqft
Shed	1 Shed
Shed Area	132 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	01003850000003
Street Address	322 SAILFISH LN
City	PUNTA GORDA
State	FL
Zip	33982-1940
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF3.5
Legal Description	TEE & GRN ESTS 1ST ADD BLK 52 LT 4 401/266 424/927 DC711/953 1426/1161 DC1439/800-LUF NT2423/602-JCB PR05-1742-MLB 2423/603 CD2470/1903 2719/177 DC2719/177-178-MLB CT3442/1602 3447/1907 4131/253 CD4138/2109 4501/1678 4532/1750 4598
Legal Range	23E
Legal Township	41S
Legal Section	03
Legal Subdivision	TEE & GRN ESTS 1ST ADD
Legal Tract	TGE
Legal Block	52
Legal Lot Number	4
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PUNTA GORDA
Census Block Group	2
Census Block	2013
Census Tract	10503

Owner

322 Sailfish Ln is owned and occupied by an individual who bought it in February 2026.

Source: Charlotte County records, as of March 10, 2026

Owner of Record	Individual Name on File
Mailing Address	322 SAILFISH LN, PUNTA GORDA, FL 33982-1940
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2026	Special Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Jan 13, 2026	Trustee's Deed, Foreclosure
Jun 22, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Oct 25, 2021	Deed of Trust, Mortgage · FHA Mortgage CORELOGIC SOLEX
Jan 28, 2020	Warranty Deed, Transfer · FHA Mortgage FINANCE OF AMERICA MORTGAGE LLC
Jul 9, 2020	Quit Claim Deed, Transfer FIRST INT'L TITLE
Nov 5, 2019	Quit Claim Deed, Transfer · Conventional Mortgage WALTER GROHOSKY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 25, 2026 · Amount on File
Deed Sale	Feb 25, 2026 · Amount on File
Prior Sale	Jan 13, 2026 · Amount on File
Deed Document Number	20263617577
Prior Transfer Date	Oct 10, 1995
Prior Transfer Doc	1426001161
Record Updated	Oct 29, 2026

February 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Feb 25, 2026
Property Address	322 SAILFISH LN, PUNTA GORDA, FL 33982-1940
Document Number	0003617577
Map Reference	MB 5 PG 55
Instrument Date	Feb 12, 2026
Instrument	3617577
Transaction Type	Transfer
Record Updated	Mar 11, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$938.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4425 PONCE DE LEON BLVD, CORAL GABLES, FL 33146-1837

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	322 SAILFISH LN, PUNTA GORDA, FL 33982-1940
Investor	Possibly a Property Investor

January 2026: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Jan 13, 2026
Property Address	322 SAILFISH LN, PUNTA GORDA, FL 33982-1940
Document Number	0003604132
Map Reference	MB 5 PG 55A-55D
Instrument Date	Dec 22, 2025
Instrument	3604132
Transaction Type	Foreclosure
Record Updated	Jan 28, 2026

Transaction

Amount	Amount on Record
Tax	$699.30
Amount Accuracy	Rounded by County
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 8068, VIRGINIA BEACH, VA 23450-8068
Investor	Possibly a Property Investor

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	322 SAILFISH LN, PUNTA GORDA, FL 33982-1940
Transaction Type	Mortgage
Record Updated	Jul 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	322 SAILFISH LN, PUNTA GORDA, FL 33982-1940

Mortgage

Document Number	0003281566
Date	Jun 22, 2023
Instrument	3281566

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	320 Months
Due	Feb 1, 2050

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	322 SAILFISH LN, PUNTA GORDA, FL 33982-1940
Transaction Type	Mortgage
Record Updated	Jun 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	322 SAILFISH LN, PUNTA GORDA, FL 33982-1940

Mortgage

Document Number	0048632165
Date	Oct 25, 2021
Book Page	4863/2165
Instrument	3013765

Lender

Name	CORELOGIC SOLEX
Type	Non-Lending Institution
Address	FORT LAUDERDALE, FL 33323

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	340 Months
Due	Feb 1, 2050

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Jan 28, 2020
Property Address	322 SAILFISH LN, PUNTA GORDA, FL 33982-1940
Document Number	0045321750
Book / Page	4532 / 1750
Map Reference	MB 5 PG 55A-55D
Instrument Date	Jan 28, 2020
Instrument	2781318
Transaction Type	Transfer
Record Updated	Jun 21, 2022
Title Company	FIRST INTERNATIONAL TTL INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,176.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	955 ANDREWS AVE NW, 955, PORT CHARLOTTE, FL 33948-2056

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	322 SAILFISH LN, PUNTA GORDA, FL 33982-1940

Mortgage

Document Number	0045321752
Date	Jan 28, 2020
Instrument	4532/1752

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2050

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Jul 9, 2020
Property Address	322 SAILFISH LN, PUNTA GORDA, FL 33982-1940
Document Number	0045980631
Book / Page	004598 / 000631
Instrument Date	Jan 28, 2020
Instrument	2828156
Transaction Type	Transfer
Record Updated	Aug 26, 2020
Title Company	FIRST INT'L TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1504 KEDRON LN PUNTA GORDA FL 339836025, PUNTA GORDA, FL 33983-6025

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Nov 5, 2019
Property Address	322 SAILFISH LN, PUNTA GORDA, FL 33982-1940
Document Number	0045011678
Book / Page	004501 / 001678
Instrument Date	Nov 1, 2019
Instrument	2757770
Transaction Type	Transfer
Record Updated	Nov 21, 2019
Title Company	OTHER

Transaction

Amount	Amount on Record
Tax	$0.70
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1564 KEDRON LN PUNTA GORDA FL 33983, PUNTA GORDA, FL 33983

Mortgage

Document Number	45011681
Date	Nov 5, 2019
Book Page	004501/001681
Instrument	2757771

Lender

Name	WALTER GROHOSKY
Address	955 ANDREWS AVE NW, PORT CHARLOTTE, FL 33948-2056
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	24 Months
Due	Nov 4, 2021

Interest

Rate	6%

Tax Assessment & Valuation

The 2025 property tax bill for 322 Sailfish Ln was $2,232, up 97% from the year before.

Source: Charlotte County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,232.00 (+97%)	$147,987 Land $10,200 Building $137,787	$147,987 Land $10,200 Building $137,787
2024	$1,133.00 (+50.07%)
2023	$755.00 (-25.62%) Homeowner's exemption	$6,326 (-85.62%)	$108,389 (-28.25%) Land $14,000 Building $94,389
2022	$1,015.00 Homeowner's exemption	$43,985	$151,062 Land $10,200 Building $140,862

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 322 Sailfish Ln in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 46 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	46 in force
Nearby Flood Claims	4 (2017–2022)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Nov 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Nov 2022 · 2 claims Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 322 Sailfish Ln is moderate, ranking above 57% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 71% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PUNTA GORDA serves 36,302 people · EPA ID FL6080051
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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