314 Sailfish Ln, Punta Gorda, FL 33982 Property Records

Charlotte County property record for 314 Sailfish Ln, Punta Gorda, FL 33982

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,254 sqft · built 1973
Lot Size	0.229 acres (10,000 sqft)
Owner	Individual Name on File
Last Sale	$210,000 (Apr 2022)
Tax Bill	$1,837 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`41-23-03-235-003`

Property Details

APN / Parcel Number

Primary APN	`41-23-03-235-003`
Alternative APNs	`0100384-000000-4` `10004699093`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,254 sqft Living Area
Gross Area	1,581 sqft
Interior Walls	Plaster

Exterior

Year Built	Built 1973
Architectural Style	Other
Exterior Material	Concrete Block
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Tile
Lot Area	10,000 sqft (0.229 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Area	220 sqft
Driveway	Driveway
Driveway Area	1 sqft
Porch	Open Porch
Porch Area	107 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	10004699093
Old Parcel Number	01003840000004
Street Address	314 SAILFISH LN
City	PUNTA GORDA
State	FL
Zip	33982-1940
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF3.5
Legal Description	TGE 001 0052 0003 TEE AND GREEN ESTATES 1ST ADD BLK 52 LT 3 401/266 436/487 542/139 702/1471 1222/880 DC151
Legal Range	23E
Legal Township	41S
Legal Section	03
Legal Subdivision	TEE AND GREEN ESTATES
Legal Block	52
Legal Lot Number	3
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PUNTA GORDA
Census Block Group	2
Census Block	2013
Census Tract	10503

Owner

314 Sailfish Ln is owned and occupied by an individual who bought it in April 2022.

Source: Charlotte County records, as of December 10, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	314 SAILFISH LN, PUNTA GORDA, FL 33982-1940
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2022	Warranty Deed, Transfer · Conventional Mortgage FBC MORTGAGE LLC
Jun 13, 2017	Warranty Deed, Transfer · VA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 27, 2022 · Amount on File
Deed Sale	Apr 27, 2022 · Amount on File
Prior Sale	Jun 13, 2017 · Amount on File
Deed Document Number	3093931
Deed Book / Page	4972 / 1734
Record Updated	Jun 8, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Apr 27, 2022
Property Address	314 SAILFISH LN, PUNTA GORDA, FL 33982-1940
Document Number	0049721734
Book / Page	4972 / 1734
Map Reference	MB 5 PG 55A-55D
Instrument Date	Apr 27, 2022
Instrument	3093931
Transaction Type	Transfer
Record Updated	May 27, 2022
Title Company	FIRST INTERNATIONAL TITLE, FIRST INTERNATIONAL TTL INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,470.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	410 SAILFISH LN, 410, PUNTA GORDA, FL 33982-1940

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314 SAILFISH LN, PUNTA GORDA, FL 33982-1940

Mortgage

Document Number	0049721736
Date	Apr 27, 2022
Instrument	4972/1736

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Jun 13, 2017
Property Address	314 SAILFISH LN, PUNTA GORDA, FL 33982-1940
Document Number	0042081485
Book / Page	004208 / 001485
Instrument Date	Jun 8, 2017
Instrument	2530816
Transaction Type	Transfer
Record Updated	Jul 12, 2017
Title Company	GOLD CREST TITLE SERVICES, GOLD CREST TITLE SVCS

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$525.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	314 SAILFISH LN PUNTA GORDA FL 339821940, PUNTA GORDA, FL 33982-1940

Mortgage

Document Number	42081486
Date	Jun 13, 2017
Book Page	004208/001486
Instrument	2530817

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 12, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 314 Sailfish Ln was $1,837 with a homeowner's exemption.

Source: Charlotte County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,837.00 Homeowner's exemption	$181,842	$125,842 Land $12,000 Building $113,842
2023	$2,348.00 (+61.71%) Homeowner's exemption	$140,578 (+63.16%)	$130,224 (+38.26%) Land $14,000 Building $116,224
2022	$1,452.00 Homeowner's exemption	$86,160	$94,190 Land $10,200 Building $83,990

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 314 Sailfish Ln in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 46 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	46 in force
Nearby Flood Claims	4 (2017–2022)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Nov 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Nov 2022 · 2 claims Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 314 Sailfish Ln is moderate, ranking above 57% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 71% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PUNTA GORDA serves 36,302 people · EPA ID FL6080051
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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