Clay County property record for 322 S Main St, Flora, IL 62839
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.479 acres (20,898 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $816 (2025) |
| Deeds & Mortgages | Jan 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-25-336-008 |
| Primary APN | 10-25-336-008 |
|---|
| Lot Area | 20,898 sqft (0.479 acres) |
|---|
| Street Address | 322 S MAIN ST |
|---|---|
| City | FLORA |
| State | IL |
| Zip | 62839 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ORIGINAL TOWN BLOCK 35 LOTS 7 8 & 9 |
| Legal Subdivision | ORIGINAL TOWN |
| Legal Block | 35 |
| Legal Lot Number | 7-9 |
| Jurisdiction | CLAY IL |
| Township / Civil Division | HARTER |
| Census Block Group | 2 |
| Census Block | 2053 |
| Census Tract | 972100 |
322 S Main St is held in a trust since January 2019.
Source: Clay County records, as of October 15, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | PO BOX 301, FLORA, IL 62839-0301 |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jan 24, 2019 |
| Transfer Doc | 0000005927 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY IL |
| Recording Date | Jan 28, 2019 |
| Property Address | 322 S MAIN ST, FLORA, IL 62839 |
| Document Number | D195927 |
| Map Reference | PR C PG 201 |
| Instrument Date | Jan 24, 2019 |
| Instrument | D195927 |
| Transaction Type | Transfer |
| Record Updated | Sep 7, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 301, FLORA, IL 62839-0301 |
The 2025 property tax bill for 322 S Main St was $816, up 4.9% from the year before.
Source: Clay County assessment roll, as of October 15, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Clay County |
| County Subdivision | Harter Township |
| Municipality | Flora City |
| Unified School District | Flora Community Unit School District 35 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $816.00 (+4.88%) | $10,663 Land $5,939 Building $4,724 | $31,989 Land $17,817 Building $14,172 |
| 2024 | $778.00 | ||
| 2022 | $768.00 (+9.25%) | $8,074 Land $4,494 Building $3,580 | $24,222 Land $13,482 Building $10,740 |
| 2021 | $703.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 322 S Main St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 322 S Main St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FLORA serves 5,233 people · EPA ID IL0250100 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Wabash Communications Fiber | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 500 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: ClearWave, T-Mobile.
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