Clay County property record for 225 S Main St, Flora, IL 62839
| Property Type | Multi-Family Dwellings |
|---|---|
| Details | 1 ba · 1,576 sqft · built 1925 |
| Lot Size | 0.166 acres (7,232 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $62,000 (Aug 2005) |
| Tax Bill | $2,282 (2025) |
| Deeds & Mortgages | Nov 2022 Sale & Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-25-332-006 |
| Primary APN | 10-25-332-006 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,576 sqft Living Area |
| Basement Area | 1,576 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Architectural Style | Multi-Family |
| Exterior Material | Other |
| Construction Type | Frame |
| Roof Material | Shingle |
| Lot Area | 7,232 sqft (0.166 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 96 sqft |
| Deck Area | 112 sqft |
| Patio Area | 192 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Street Address | 225 S MAIN ST |
|---|---|
| City | FLORA |
| State | IL |
| Zip | 62839-1720 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Multi-Family Dwellings |
| Legal Description | ORIGINAL TOWN BLOCK 29 S 60' LOTS 7 & 8 |
| Legal Subdivision | IN THE ORIGINAL TOWN NOW |
| Legal Block | 29 |
| Legal Lot Number | 7-8 |
| Jurisdiction | CLAY IL |
| Township / Civil Division | HARTER |
| Census Block Group | 2 |
| Census Block | 2048 |
| Census Tract | 972100 |
Source: Clay County records, as of October 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 225 S MAIN ST, FLORA, IL 62839-1720 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 8, 2005 · Amount on Record |
| Deed Sale | Aug 8, 2005 · Amount on Record |
| Deed Document Number | 2005154611 |
| Last Transfer Date | Nov 4, 2022 |
| Transfer Doc | 0000206065 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY IL |
| Recording Date | Nov 14, 2022 |
| Property Address | 225 S MAIN ST, FLORA, IL 62839-1720 |
| Document Number | 0000206065 |
| Instrument Date | Nov 4, 2022 |
| Instrument | 206065 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $75.00 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 225 S MAIN ST, FLORA, IL 62839-1720 |
| Document Number | 0000206066 |
|---|---|
| Date | Nov 14, 2022 |
| Instrument | 206066 |
| Name | FLORA BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 62 Months |
| Due | Jan 4, 2028 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.49% |
Source: Clay County assessment roll, as of October 15, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Clay County |
| County Subdivision | Harter Township |
| Municipality | Flora City |
| Unified School District | Flora Community Unit School District 35 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,282.00 (+7.34%) Homeowner's exemption | $35,809 (+32.02%) Land $2,772 Building $33,037 | $107,427 (+32.02%) Land $8,316 Building $99,111 |
| 2024 | $2,126.00 (+5.72%) | ||
| 2022 | $2,011.00 (+9.89%) Homeowner's exemption | $27,124 Land $2,091 Building $25,033 | $81,372 Land $6,273 Building $75,099 |
| 2021 | $1,830.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FLORA serves 5,233 people · EPA ID IL0250100 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Wabash Communications Fiber | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 500 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: ClearWave, T-Mobile.
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