Branch County property record for 322 S Centennial Rd, Coldwater, MI 49036
| Property Type | Single Family Home |
|---|---|
| Lot Size | 1.23 acres (53,579 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $6,900 (Jul 2004) |
| Tax Bill | $2,166 (2025) |
| Deeds & Mortgages | Apr 2024 Transfer Mar 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 110-015-200-003-00 |
| Primary APN | 110-015-200-003-00 |
|---|
| Lot Area | 53,579 sqft (1.23 acres) |
|---|
| Street Address | 322 S CENTENNIAL RD |
|---|---|
| City | COLDWATER |
| State | MI |
| Zip | 49036-9551 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 12 RD N & S BY 14 RD E & W IN SE COR NE 1/4, NE 1/4 SEC 15 T7S R6W |
| Legal Range | 06W |
| Legal Township | 07S |
| Legal Section | 15 |
| Jurisdiction | BRANCH MI |
| Township / Civil Division | OVID |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 951000 |
Source: Branch County records, as of July 7, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 359 S SNOW PRAIRIE RD, COLDWATER, MI 49036-9006 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 25, 2024 | Intrafamily Transfer, Transfer |
| Mar 17, 2021 | Deed of Trust, Mortgage · FHA Mortgage BANK OF AMERICA NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 21, 2004 · Amount on Record |
| Deed Sale | Jul 21, 2004 · Amount on Record |
| Prior Sale | Jan 28, 2004 · Amount on Record |
| Deed Document Number | 20047230 |
| Deed Book / Page | 1033 / 305 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BRANCH MI |
| Recording Date | Apr 25, 2024 |
| Property Address | 322 S CENTENNIAL RD, COLDWATER, MI 49036-9551 |
| Document Number | 0202402215 |
| Instrument Date | Mar 21, 2024 |
| Instrument | 2024-02215 |
| Transaction Type | Transfer |
| Record Updated | May 14, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 359 S SNOW PRAIRIE RD, COLDWATER, MI 49036-9006 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRANCH MI |
| Property Address | 322 S CENTENNIAL RD, COLDWATER, MI 49036-9551 |
| Transaction Type | Mortgage |
| Record Updated | Apr 6, 2021 |
| Name | Verified Name |
|---|
| Document Number | 202101884 |
|---|---|
| Date | Mar 17, 2021 |
| Instrument | 2021-01884 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | DENVER, CO 80249 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 261 Months |
| Due | Dec 1, 2042 |
Source: Branch County assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Branch County |
| County Subdivision | Ovid Township |
| Unified School District | Coldwater Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $71,406 (-1.16%) | $142,812 (-1.16%) | |
| 2025 | $2,166.00 (+72.73%) | $72,245 (+24.51%) | $144,490 (+24.51%) |
| 2024 | $1,254.00 | ||
| 2023 | $58,025 | $116,050 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2007–2008) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jan 2008 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 89% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Lakeland Internet Fixed Wireless | 100 / 20 |
May also be available: Frontier, Verizon.
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