322 S 8th St, Berthoud, CO 80513 Property Records

Larimer County property record for 322 S 8th St, Berthoud, CO 80513

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 1,536 sqft · built 1992
Lot Size	0.219 acres (9,583 sqft)
Owner	Individual Name on Record
Last Sale	$325,000 (Aug 2016)
Tax Bill	$3,493 (2025)
Deeds & Mortgages	May 2022 Mortgage Sep 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`94231-55-007`

Property Details

APN / Parcel Number

Primary APN	`94231-55-007`
Alternative APN	`R1195468`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,536 sqft Living Area
Basement Area	1,536 sqft
Finished Basement	1,536 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1992
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,583 sqft (0.219 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	738 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R1195468
Old Parcel Number	9423155007
Street Address	322 S 8TH ST
City	BERTHOUD
State	CO
Zip	80513-1433
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7, BLK 2, BERTHOUD HEIGHTS SUB, BER
Legal Range	69
Legal Township	04
Legal Section	23
Legal Quarter	NE
Legal Subdivision	BERTHOUD HEIGHTS
Legal Tract	B
Legal Block	2
Legal Lot Number	7
Jurisdiction	LARIMER CO
Township / Civil Division	BERTHOUD
Census Block Group	4
Census Block	4017
Census Tract	2700

Owner

Source: Larimer County records, as of February 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	322 S 8TH ST, BERTHOUD, CO 80513-1433
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 25, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 22, 2021	Deed of Trust, Mortgage · Line of Credit INDEPENDENT BANK
Sep 22, 2022	Deed of Trust, Mortgage · Line of Credit INDEPENDENT BANK
May 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 8, 2016 · Amount on Record
Deed Sale	Aug 8, 2016 · Amount on Record
Prior Sale	Jun 19, 2001 · Amount on Record
Deed Document Number	20160051518
Record Updated	Jun 8, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	322 S 8TH ST, BERTHOUD, CO 80513-1433
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000033492
Date	May 25, 2022
Instrument	20220033492

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	322 S 8TH ST, BERTHOUD, CO 80513-1433
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	322 S 8TH ST, BERTHOUD, CO 80513-1433

Mortgage

Document Number	0000088413
Date	Sep 22, 2021
Instrument	20210088413

Lender

Name	INDEPENDENT BANK
Type	Bank
Address	LOVELAND, CO 80537

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	322 S 8TH ST, BERTHOUD, CO 80513-1433
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	322 S 8TH ST, BERTHOUD, CO 80513-1433

Mortgage

Document Number	0000057855
Date	Sep 22, 2022
Instrument	20220057855

Lender

Name	INDEPENDENT BANK
Type	Bank
Address	BERTHOUD, CO 80513

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Sep 16, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	322 S 8TH ST, BERTHOUD, CO 80513-1433
Document Number	0000035559
Instrument Date	May 15, 2020
Transaction Type	Mortgage
Record Updated	Jun 4, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	322 S 8TH ST BERTHOUD CO 805131433, BERTHOUD, CO 80513-1433

Mortgage

Document Number	0000035559
Date	May 21, 2020
Instrument	35559

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	324 Months
Due	May 20, 2047

Tax Assessment & Valuation

Source: Larimer County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
Municipality	Berthoud Town
County	Larimer County
Unified School District	Thompson School District R-2J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,493.00 (+4.96%)	$34,526 (-12.75%) Land $3,013 Building $31,513	$552,400 (-6.47%) Land $48,200 Building $504,200
2023	$3,328.00 (+17.68%)	$39,570 (+34.15%) Land $3,229 Building $36,341	$590,600 (+39.16%) Land $48,200 Building $542,400
2022	$2,828.00	$29,496 Land $3,350 Building $26,146	$424,400 Land $48,200 Building $376,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2025 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BERTHOUD serves 14,211 people · EPA ID CO0135138
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	10 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 629 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Vistabeam Fixed Wireless	500 / 80
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Hilltop Broadband.

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