Larimer County property record for 321 S 8th St, Berthoud, CO 80513
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,360 sqft · built 1994 |
| Lot Size | 0.129 acres (5,625 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $111,900 (Jun 1994) |
| Tax Bill | $2,477 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage May 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 94231-64-014 |
| Primary APN | 94231-64-014 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,360 sqft Living Area |
| Gross Area | 1,600 sqft |
| 1st Floor Area | 1,360 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Townhouse |
| Exterior Material | Frame Siding |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 5,625 sqft (0.129 acres) |
| Garage Type | Attached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Slab |
| Porch Area | 400 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | R1231499 |
|---|---|
| Street Address | 321 S 8TH ST |
| City | BERTHOUD |
| State | CO |
| Zip | 80513 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 14, BLK 1, THE BEIN PUD & FINAL PLAT, BER |
| Legal Range | 69W |
| Legal Township | 4N |
| Legal Section | 23 |
| Legal Subdivision | BEIN PUD & FINAL PLAT |
| Legal Block | 1 |
| Legal Lot Number | 14 |
| Jurisdiction | LARIMER CO |
| Township / Civil Division | BERTHOUD |
| Census Block Group | 4 |
| Census Block | 4016 |
| Census Tract | 2700 |
Source: Larimer County records, as of October 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 1866, BERTHOUD, CO 80513-1866 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 11, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| May 11, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION |
| Mar 2, 2022 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Aug 28, 2018 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK |
| May 23, 2020 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCING |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 1, 1994 · Amount on Record |
| Deed Sale | Jun 1, 1994 · Amount on Record |
| Prior Sale | Nov 1, 1993 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LARIMER CO |
| Property Address | 321 S 8TH ST, BERTHOUD, CO 80513-1436 |
| Transaction Type | Mortgage |
| Record Updated | Feb 3, 2026 |
| Title Company | TITLE SOURCES INC, TITLE SOURCE INC |
| Name | Verified Name |
|---|
| Document Number | 0000057273 |
|---|---|
| Date | Jun 11, 2021 |
| Instrument | 20210057273 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jul 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LARIMER CO |
| Property Address | 321 S 8TH ST, BERTHOUD, CO 80513-1436 |
| Transaction Type | Mortgage |
| Record Updated | Feb 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000046564 |
|---|---|
| Date | May 11, 2021 |
| Instrument | 20210046564 |
| Name | BETTER MORTGAGE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | NEW YORK, NY 10007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jun 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LARIMER CO |
| Property Address | 321 S 8TH ST, BERTHOUD, CO 80513-1436 |
| Transaction Type | Mortgage |
| Record Updated | Feb 3, 2026 |
| Title Company | TITLE365 - OMAHA, TITLE365 OMAHA |
| Name | Verified Name |
|---|
| Document Number | 0000014123 |
|---|---|
| Date | Mar 2, 2022 |
| Instrument | 20220014123 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Feb 19, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LARIMER CO |
| Property Address | 321 S 8TH ST, BERTHOUD, CO 80513 |
| Transaction Type | Mortgage |
| Record Updated | Oct 11, 2022 |
| Title Company | LENDERLIVE SETTLEMENT SERVIC |
| Name | Verified Name |
|---|
| Document Number | 0000053404 |
|---|---|
| Date | Aug 28, 2018 |
| Instrument | 20180053404 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Address | NEW CASTLE, DE 19720 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 27, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LARIMER CO |
| Property Address | 321 S 8TH ST, BERTHOUD, CO 80513 |
| Document Number | 0000038143 |
| Instrument Date | May 23, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 15, 2020 |
| Title Company | FIRST INTEGRITY TITLE, FITCO-FIRST INTEGRITY TITLE |
| Name | Verified Name |
|---|---|
| Address | 321 S 8TH ST BERTHOUD CO 80513, BERTHOUD, CO 80513 |
| Document Number | 0000038143 |
|---|---|
| Date | Jun 2, 2020 |
| Instrument | 38143 |
| Name | AMERICAN FINANCING |
|---|---|
| Type | Funding / Finance Company |
| Address | AURORA, CO 80014 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2050 |
Source: Larimer County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Colorado |
| Municipality | Berthoud Town |
| County | Larimer County |
| Unified School District | Thompson School District R-2J (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,477.00 (+24.66%) | $24,482 (-2.51%) Land $1,544 Building $22,938 | $391,700 (+4.51%) Land $24,700 Building $367,000 |
| 2023 | $1,987.00 (-2.45%) | $25,112 (+18.19%) Land $1,655 Building $23,457 | $374,800 (+22.6%) Land $24,700 Building $350,100 |
| 2022 | $2,037.00 | $21,247 Land $1,717 Building $19,530 | $305,700 Land $24,700 Building $281,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2025) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2025 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.6% of Colorado |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF BERTHOUD serves 14,211 people · EPA ID CO0135138 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2021 |
| Lead | 10 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jul 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 448 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Hilltop Broadband Fiber | 1,000 / 1,000 |
| Vistabeam Fixed Wireless | 500 / 80 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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