Panola County property record for 322 Ruffin Dr, Sardis, MS 38666 · Last verified February 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1,926 sqft · built 1948 |
| Lot Size | 0.44 acres (19,200 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,295 (2025) |
| Deeds & Mortgages | Jan 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 4087M0001000 0001500 |
| Primary APN | 4087M0001000 0001500 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 5 Rooms |
| Building Area | 1,926 sqft Adjusted Area |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1948 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 19,200 sqft (0.44 acres) |
| Lot Dimensions | 200 ft deep x 96 ft wide |
| Street Address | 322 RUFFIN DR |
|---|---|
| City | SARDIS |
| State | MS |
| Zip | 38666-1816 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 18 (96X200) - SHORT S/D PB S-1/15 |
| Legal Subdivision | SHORT S/D |
| Legal Lot Number | 18 |
| Jurisdiction | PANOLA MS |
| Township / Civil Division | 2 |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 950201 |
Source: Panola County records · APN 4087M0001000 0001500
Assessment roll updated September 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 322 RUFFIN DR, SARDIS, MS 38666-1816 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 05, 2021 |
| Deed Sale | Apr 05, 2021 |
| Deed Document Number | 0002021541 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PANOLA MS |
| Property Address | 322 RUFFIN DR, SARDIS, MS 38666-1816 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2017/91 |
|---|---|
| Date | Jan 10, 2017 |
| Book Page | 2017/91 |
| Name | FIRST SECURITY BANK |
|---|---|
| Type | Bank |
| Address | BATESVILLE, MS 38606 |
| Amount | Amount Recorded |
|---|---|
| Term | 58 Months |
| Due | Nov 25, 2021 |
Source: Panola County records · Assessment roll updated September 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Panola County |
| Municipality | Sardis Town |
| Unified School District | North Panola School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,295.00 (+40.3%) | $9,901 (+33.49%) Land $1,118 Building $8,783 | $99,003 (+33.49%) Land $11,176 Building $87,827 |
| 2023 | $923.00 | $7,417 Land $1,118 Building $6,299 | $74,163 Land $11,176 Building $62,987 |
Source: FEMA National Flood Hazard Layer, Panola County (28107C), updated September 28, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 46% of the US · above 43% of Mississippi |
|---|---|
| Wildfire Likelihood | About 1 in 1,124 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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