Panola County property record for 313 Ruffin Dr, Sardis, MS 38666
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2,412 sqft · built 1955 |
| Lot Size | 2.02 acres (87,991 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,938 (2025) |
| Deeds & Mortgages | Nov 2017 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 4087M0000700 380002000 |
| Primary APN | 4087M0000700 380002000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 5 Rooms |
| Building Area | 2,412 sqft Adjusted Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1955 |
|---|---|
| Exterior Material | Combination |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 87,991 sqft (2.02 acres) |
| Lot Dimensions | 360 ft deep x 245 ft wide |
| Street Address | 313 RUFFIN DR |
|---|---|
| City | SARDIS |
| State | MS |
| Zip | 38666-1817 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT (245X360) PT BLK 38 E OF RUFFIN DR ORIGINAL TOWN OF SARDIS |
| Legal Block | 38 |
| Jurisdiction | PANOLA MS |
| Township / Civil Division | 2 |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 950201 |
Source: Panola County records · APN 4087M0000700 380002000
Assessment roll updated September 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 313 RUFFIN DR, SARDIS, MS 38666-1817 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 06, 2021 |
| Deed Sale | Dec 06, 2021 |
| Deed Document Number | 0020211934 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PANOLA MS |
| Property Address | 313 RUFFIN DR, SARDIS, MS 38666-1817 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2019 |
| Name | Verified Name |
|---|
| Document Number | 2017/2986 |
|---|---|
| Date | Nov 02, 2017 |
| Book Page | 2017/2986 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 157 Months |
| Due | Dec 01, 2030 |
Source: Panola County records · Assessment roll updated September 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Panola County |
| Municipality | Sardis Town |
| Unified School District | North Panola School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,938.00 (+28.34%) | $13,748 (+31.85%) Land $1,925 Building $11,823 | $137,473 (+31.85%) Land $19,247 Building $118,226 |
| 2023 | $1,510.00 | $10,427 Land $1,925 Building $8,502 | $104,266 Land $19,247 Building $85,019 |
Source: FEMA National Flood Hazard Layer as of September 28, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Moderate above 55% of the US · above 66% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile USA.
Based on FCC filings for 127 locations within half a mile of this property.
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