322 Post Oak Dr, Cedar Falls, IA 50613 Property Records

Black Hawk County property record for 322 Post Oak Dr, Cedar Falls, IA 50613

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,040 sqft · built 2020
Lot Size	0.276 acres (12,040 sqft)
Owner	2 Individual Names on File
Last Sale	$302,000 (Jan 2024)
Tax Bill	$4,862 (2025)
Deeds & Mortgages	Jan 2024 Sale & Mortgage Dec 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8814-02-455-011`

Property Details

APN / Parcel Number

Primary APN	`8814-02-455-011`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,040 sqft Living Area
1st Floor Area	820 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Asbestos
Lot Area	12,040 sqft (0.276 acres)
Lot Dimensions	172 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Patio Area	386 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	322 POST OAK DR
City	CEDAR FALLS
State	IA
Zip	50613-1286
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TWIN OAKS SECOND ADDITION LOT 2
Legal Range	14W
Legal Township	88N
Legal Section	02
Legal Subdivision	TWIN OAKS SECOND ADDITION
Legal Lot Number	2
Jurisdiction	BLACK HAWK IA
Township / Civil Division	BLACK HAWK
Census Block Group	1
Census Block	1009
Census Tract	3002

Owner

322 Post Oak Dr is owned and occupied by two individuals who bought it in January 2024.

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	322 POST OAK DR, CEDAR FALLS, IA 50613-1286
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 17, 2024	Warranty Deed, Transfer · Conventional Mortgage GREENSTATE CU
Dec 4, 2023	Deed of Trust, Mortgage · Line of Credit GREENSTATE CU
Oct 8, 2021	Warranty Deed, Transfer · Conventional Mortgage GREENSTATE CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 17, 2024 · Amount on File
Deed Sale	Jan 17, 2024 · Amount on File
Prior Sale	Oct 8, 2022 · Amount on File
Deed Document Number	20249061
Record Updated	Oct 29, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Jan 17, 2024
Property Address	322 POST OAK DR, CEDAR FALLS, IA 50613-1286
Document Number	202400009061
Instrument Date	Jan 11, 2024
Instrument	202400009061
Transaction Type	Transfer
Record Updated	Feb 29, 2024
Title Company	TITLE SERVICES CORPORATION

Transaction

Amount	Amount on Record
Tax	$482.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	322 POST OAK DRIVE, HUDSON, IA 50643

Mortgage

Document Number	202400009062
Date	Jan 17, 2024
Instrument	202400009062

Lender

Name	GREENSTATE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2039

Mortgage

Document Number	202400009062
Date	Jan 17, 2024
Instrument	202400009062

Lender

Name	GREENSTATE CU
Type	Credit Union
Address	2355 LANDON RD, NORTH LIBERTY, IA 52317

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2039

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	322 POST OAK DR, CEDAR FALLS, IA 50613-1286
Transaction Type	Mortgage
Record Updated	Dec 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202400007292
Date	Dec 4, 2023
Instrument	202400007292

Lender

Name	GREENSTATE CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Dec 3, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Oct 8, 2021
Property Address	322 POST OAK DR, CEDAR FALLS, IA 50613-1286
Document Number	202200007671
Instrument Date	Sep 24, 2021
Instrument	202200007671
Transaction Type	Transfer
Record Updated	Oct 21, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$381.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	322 POST OAK DRIVE, HUDSON, IA 50643

Mortgage

Document Number	202200007672
Date	Oct 8, 2021
Instrument	202200007672

Lender

Name	GREENSTATE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Mortgage

Document Number	202200007673
Date	Oct 8, 2021
Instrument	202200007673

Lender

Name	GREENSTATE CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	120 Months
Due	Oct 5, 2031

Tax Assessment & Valuation

The 2025 property tax bill for 322 Post Oak Dr was $4,862 with a homeowner's exemption, up 19.2% from the year before.

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Hudson City
Unified School District	Hudson Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,862.00 (+19.23%) Homeowner's exemption	$300,820 Land $44,520 Building $256,300	$300,820 Land $44,520 Building $256,300
2024	$4,078.00
2023		$254,180 (+2.89%) Land $44,520 Building $209,660	$254,180 Land $44,520 Building $209,660
2022	$4,628.00	$247,030 Land $44,520 Building $202,510
2021			$247,030 Land $44,520 Building $202,510

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 322 Post Oak Dr in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1990.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	6 (1990–2014)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Jun 2014 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 322 Post Oak Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Cedar Falls Utilities, GigFire, Nextlink, STS Broadband.

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