320 Post Oak Dr, Cedar Falls, IA 50613 Property Records

Black Hawk County property record for 320 Post Oak Dr, Cedar Falls, IA 50613

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 1,808 sqft · built 2020
Lot Size0.276 acres (12,040 sqft)
OwnerIndividual Name on Record
Last Sale$227,000 (May 2021)
Tax Bill$4,490 (2025)
Deeds & MortgagesMay 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN8814-02-455-010

Property Details

APN / Parcel Number

Primary APN8814-02-455-010

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,808 sqft Living Area
1st Floor Area744 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Exterior MaterialVinyl
Roof TypeGable
Roof MaterialAsbestos
Lot Area12,040 sqft (0.276 acres)
Lot Dimensions172 ft deep x 70 ft wide
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Patio Area112 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address320 POST OAK DR
CityCEDAR FALLS
StateIA
Zip50613-1286
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTWIN OAKS SECOND ADDITION LOT 3
Legal Range14W
Legal Township88N
Legal Section02
Legal SubdivisionTWIN OAKS SECOND ADDITION
Legal Lot Number3
JurisdictionBLACK HAWK IA
Township / Civil DivisionBLACK HAWK
Census Block Group1
Census Block1009
Census Tract3002

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address320 POST OAK DR, CEDAR FALLS, IA 50613-1286
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 24, 2021 · Amount on Record
Deed SaleMay 24, 2021 · Amount on Record
Deed Document Number202124728
Record UpdatedOct 29, 2026

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBLACK HAWK IA
Recording DateMay 24, 2021
Property Address320 POST OAK DR, CEDAR FALLS, IA 50613-1286
Document Number202100024728
Instrument DateMay 7, 2021
Instrument202100024728
Transaction TypeTransfer
Record UpdatedJun 9, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$362.40
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address320 POST OAK DRIVE, HUDSON, IA 50643

Mortgage

Document Number202100024729
DateMay 24, 2021
Instrument202100024729
Lender
NameFIRST BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2051

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
MunicipalityHudson City
Unified School DistrictHudson Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,490.00 (+16.56%) Homeowner's exemption$278,540 (+15.74%) Land $44,520 Building $234,020$278,540 (+15.74%) Land $44,520 Building $234,020
2024$3,852.00 (-8.68%)
2023$240,650 (+2.86%) Land $44,520 Building $196,130$240,650 (+2.86%) Land $44,520 Building $196,130
2022$4,218.00 Homeowner's exemption$233,960 Land $44,520 Building $189,440
2021$233,960 Land $44,520 Building $189,440

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 13 policies
Nearby Flood Policies13 in force
Nearby Flood Claims6 (1990–2014)
Claims Outside the SFHA3 of 6
Most Recent ClaimJun 2014 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Cedar Falls Utilities, GigFire, Nextlink, STS Broadband.

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