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322 Palm Dr, Vista, CA 92084 Property Records

San Diego County property record for 322 Palm Dr, Vista, CA 92084 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 924 sqft · built 1947
Lot Size0.136 acres (5,926 sqft)
Owner2 Individual Names on File
Last Sale$430,000 (Jul 2020)
Tax Bill$6,038 (2025)
Deeds & MortgagesJul 2020 Sale & Mortgage
May 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN175-221-05-00

Property Details

APN / Parcel Number

Primary APN175-221-05-00

Interior

Bedrooms2 Beds
Full Baths1 Bath
Building Area924 sqft Living Area

Exterior

Year BuiltBuilt 1947
Effective Year BuiltEffective 1947
Lot Area5,926 sqft (0.136 acres)
Garage TypeCarport
CarportCarport
Parking Spaces1 Parking Space

Location & Zoning

Street Address322 PALM DR
CityVISTA
StateCA
Zip92084-5437
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 15 /EXC W 122 FT/ TR 001868
Legal SubdivisionEQUITY SECURITY
Legal Tract001868
Legal Block2
Legal Lot Number15
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group2
Census Block2004
Census Tract19502

Owner

Source: San Diego County records · APN 175-221-05-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address322 PALM DR, VISTA, CA 92084-5437
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jul 09, 2020Grant Deed, Transfer · FHA Mortgage
HOMEBRIDGE FINANCIAL SERVICES INC
May 08, 2017Grant Deed, Transfer · FHA Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 09, 2020 · Amount on Record
Deed SaleJul 09, 2020 · Amount on Record
Prior SaleMay 08, 2017 · Amount on Record
Deed Document Number2020361862
Record UpdatedSep 20, 2026

July 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateJul 09, 2020
Property Address322 PALM DR, VISTA, CA 92084-5437
Document Number0000361862
Map ReferenceMAP 1868
Instrument DateJun 01, 2020
Instrument2020-0361862
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyLAWYERS TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address322 PALM DR, VISTA, CA 92084-5437

Mortgage

Document Number0000361863
DateJul 09, 2020
Instrument2020-0361863
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2050

May 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateMay 08, 2017
Property Address322 PALM DR, VISTA, CA 92084-5437
Document Number0000205060
Map ReferenceMAP1868
Instrument DateApr 12, 2017
Instrument2017-0205060
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyTICOR TITLE SAN DIEGO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Notice of Trustee Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address322 PALM DR, VISTA, CA 92084-5437

Mortgage

Document Number0000205061
DateMay 08, 2017
Instrument2017-0205061
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2047

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityVista City
Unified School DistrictVista Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$474,751 (+2%) Land $391,947 Building $82,804
2025$6,038.00 (+7.51%)$465,443 (+4.04%) Land $384,262 Building $81,181
2023$5,616.00 (+0.21%)$447,372 Land $369,342 Building $78,030
2022$5,604.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730195022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 671 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cox CommunicationsCable2,000 / 100
VerizonFixed Wireless300 / 20
AT&TDSL100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: AT&T, Kwikbit Internet, T-Mobile USA, California Internet, Radiate Holdings. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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