317 Palm Dr, Vista, CA 92084 Property Records

San Diego County property record for 317 Palm Dr, Vista, CA 92084

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 934 sqft · built 1936
Lot Size	0.334 acres (14,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$125,000 (Jun 1989)
Tax Bill	$8,615 (2025)
Deeds & Mortgages	Oct 2026 Mortgage Feb 2024 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`175-223-04-00`

Property Details

APN / Parcel Number

Primary APN	`175-223-04-00`
Alternative APN	`1751600400`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	934 sqft Living Area

Exterior

Year Built	Built 1936
Effective Year Built	Effective 1936
Architectural Style	Conventional
Exterior Material	Stucco
Roof Material	Composition Shingle
Lot Area	14,560 sqft (0.334 acres)
Lot Dimensions	150 ft deep x 89 ft wide
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	1751600400
Street Address	317 PALM DR
City	VISTA
State	CA
Zip	92084-5438
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SPI
Legal Description	LOT 5 POR TR 001472
Legal Subdivision	MARTINS ADD
Legal Tract	001472
Legal Block	3
Legal Lot Number	5
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	3
Census Block	3001
Census Tract	19502

Owner

Source: San Diego County records, as of October 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	317 PALM DR, VISTA, CA 92084-5438
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2026	Gift Deed, Transfer · Conventional Mortgage NAVY FEDERAL CREDIT UNION
Feb 28, 2024	Intrafamily Transfer, Transfer
Sep 7, 2023	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 1989 · Amount on Record
Deed Sale	Jun 30, 1989 · Amount on Record
Deed Document Number	1989350839
Last Transfer Date	Sep 25, 2026
Transfer Doc	0000288116
Record Updated	Oct 29, 2026

October 2026: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 5, 2026
Property Address	317 PALM DR, VISTA, CA 92084-5438
Document Number	0000288116
Instrument Date	Sep 25, 2026
Instrument	2026288116
Transaction Type	Transfer
Record Updated	Oct 13, 2026
Title Company	WFG LENDER SERVICES

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	317 PALM DR, VISTA, CA 92084-5438

Mortgage

Document Number	0000288117,
Date	Oct 5, 2026
Instrument	2026288117

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

February 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 28, 2024
Property Address	317 PALM DR, VISTA, CA 92084-5438
Document Number	0000049720
Map Reference	MAP 1472
Instrument Date	Feb 27, 2024
Instrument	2024-0049720
Transaction Type	Transfer
Record Updated	Mar 7, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2821 WASHINGTON ST, LEMON GROVE, CA 91945-3006

September 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 7, 2023
Property Address	317 PALM DR, VISTA, CA 92084-5438
Document Number	0000242917
Map Reference	MAP 1472
Instrument Date	Sep 1, 2023
Instrument	2023-0242917
Transaction Type	Transfer
Record Updated	Sep 15, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	317 PALM DR, VISTA, CA 92084-5438

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Vista City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$707,472 (+2%) Land $546,210 Building $161,262
2025	$8,615.00 (+174.36%)	$693,600 (+207.68%) Land $535,500 Building $158,100
2023	$3,140.00 (+0.26%) Homeowner's exemption	$225,428 Land $94,852 Building $130,576
2022	$3,132.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1998–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Feb 2024 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VISTA IRRIGATION DISTRICT serves 134,501 people · EPA ID CA3710027
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 671 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Astound Broadband, GeoLinks, Kwikbit, T-Mobile.

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