322 N Towanda Ave, Normal, IL 61761 Property Records

McLean County property record for 322 N Towanda Ave, Normal, IL 61761

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 966 sqft · built 1975
Lot Size	0.16 acres (6,948 sqft)
Owner	2 Individual Names on File
Last Sale	$132,000 (Oct 2021)
Tax Bill	$4,540 (2024)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Oct 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-26-105-003`

Property Details

APN / Parcel Number

Primary APN	`14-26-105-003`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Building Area	966 sqft Living Area
1st Floor Area	936 sqft
Basement Area	936 sqft

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Roof Material	Asphalt
Lot Area	6,948 sqft (0.16 acres)
Lot Dimensions	110 ft deep x 63 ft wide
Garage Area	312 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	322 N TOWANDA AVE
City	NORMAL
State	IL
Zip	61761-1903
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1B
Legal Description	4TH ADD HOLIDAY HILLS LOT 2
Legal Range	02E
Legal Township	24N
Legal Section	26
Legal Subdivision	HOLIDAY HILLS
Legal Lot Number	2
Jurisdiction	MCLEAN IL
Township / Civil Division	NORMAL
Census Block Group	1
Census Block	1029
Census Tract	504

Owner

322 N Towanda Ave is owned by two individuals who bought it in October 2021.

Source: McLean County records, as of April 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3225 MCLEOD DR, 100, LAS VEGAS, NV 89121-2257
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2021	Warranty Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC
Oct 27, 2021	Quit Claim Deed, Transfer FTC
May 30, 2018	Deed of Trust, Mortgage · Line of Credit PNC BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 21, 2021 · Amount on File
Deed Sale	Oct 21, 2021 · Amount on File
Prior Sale	Mar 13, 2013 · Amount on File
Deed Document Number	202125479
Record Updated	Oct 29, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Oct 21, 2021
Property Address	322 N TOWANDA AVE, NORMAL, IL 61761-1903
Document Number	202100025479
Map Reference	DOC 74-6882
Instrument Date	Oct 14, 2021
Instrument	2021-00025479
Transaction Type	Transfer
Record Updated	Oct 29, 2021
Title Company	NOT AVAILABLE, FTC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$198.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	9316 RIDGEVIEW RD, BELVIDERE, IL 61008-7152

Mortgage

Document Number	202100025480
Date	Oct 21, 2021
Instrument	2021-00025480

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

October 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MCLEAN IL
Recording Date	Oct 27, 2021
Property Address	322 N TOWANDA AVE, NORMAL, IL 61761-1903
Document Number	202100025949
Map Reference	DOC 74-6882
Instrument Date	Oct 14, 2021
Instrument	2021-00025949
Transaction Type	Transfer
Record Updated	Nov 3, 2021
Title Company	FTC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3225 MCLEOD DR # 100, 3225, LAS VEGAS, NV 89121-2257

Transferred To (Grantee/Buyer)

Name	Verified Name

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	322 N TOWANDA AVE, NORMAL, IL 61761-1903
Transaction Type	Mortgage
Record Updated	Jun 21, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201800008336
Date	May 30, 2018
Instrument	2018-00008336

Lender

Name	PNC BANK NA
Type	Bank
Address	PITTSBURGH, PA 15222

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McLean County
County Subdivision	Normal Township
Municipality	Normal Town
Unified School District	McLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$61,031 Land $12,230 Building $48,801	$183,093 Land $36,690 Building $146,403
2024	$4,540.00 (+5.95%)
2023	$4,285.00	$50,072 Land $10,034 Building $40,038	$150,216 Land $30,102 Building $120,114

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 322 N Towanda Ave in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (1979–1997)
Most Recent Claim	Jun 1997 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 322 N Towanda Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORMAL serves 52,736 people · EPA ID IL1130900
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Pavlov Media, Watch TV.

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