322 N Quail Point Dr, O Fallon, MO 63366 Property Records

St. Charles County property record for 322 N Quail Point Dr, O Fallon, MO 63366

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,166 sqft · built 2005
Lot Size3.01 acres (131,116 sqft)
OwnerTrust Name on File
Tax Bill$5,783 (2025)
Deeds & MortgagesDec 2020 Mortgage
Mar 2020 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APNA982001325

Property Details

APN / Parcel Number

Primary APNA982001325
Alternative APN
  • 2-0133-7827-00-0006.0000000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area2,166 sqft Living Area
1st Floor Area2,166 sqft
Basement Area2,146 sqft
Fireplaces1 Fireplace
FireplaceSingle

Exterior

Year BuiltBuilt 2005
Architectural StyleRanch
Exterior MaterialBrick/Stone
Lot Area131,116 sqft (3.01 acres)
Garage TypeAttached
Parking Spaces3 Parking Spaces
PorchPorch
Porch Area360 sqft

Location & Zoning

Account NumberA982001325
Old Parcel NumberA982001325
Street Address322 N QUAIL POINT DR
CityO FALLON
StateMO
Zip63366-5244
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionQUAIL PT EST LOT 6
Legal Range02E
Legal Township48N
Legal SubdivisionQUAIL PT EST
Legal Lot Number6
JurisdictionST CHARLES MO
Township / Civil DivisionWENTZVILLE
Census Block Group2
Census Block2006
Census Tract312001

Owner

322 N Quail Point Dr is owner-occupied and held in a trust since March 2020.

Source: St. Charles County records, as of March 16, 2026

Owner of RecordTrust Name on File
Mailing Address322 N QUAIL POINT DR, O FALLON, MO 63366-5244
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 1, 2020Deed of Trust, Mortgage · Conventional Mortgage
GUILD MORTGAGE CO
Mar 23, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY
Mar 23, 2020Warranty Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 14, 2004
Deed SaleJul 14, 2004
Prior SaleJul 14, 2004 · Amount on File
Deed Document Number0039241758
Last Transfer DateMar 23, 2020
Transfer Doc0072531018
Record UpdatedJun 8, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address322 N QUAIL POINT DR, O FALLON, MO 63366-5244
Transaction TypeMortgage
Record UpdatedAug 16, 2022
Title CompanyTITLE PARTNERS AGENCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address322 N QUAIL POINT DR, O FALLON, MO 63366-5244

Mortgage

Document Number0000093690
DateDec 1, 2020
Instrument2020R-093690
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
AddressSAN DIEGO, CA 92111
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term120 Months
DueDec 1, 2030

March 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionST CHARLES MO
Recording DateMar 23, 2020
Property Address322 N QUAIL POINT DR, O FALLON, MO 63366-5244
Document Number0072531018
Book / Page007253 / 001018
Instrument DateMar 12, 2020
Instrument175890
Transaction TypeTransfer
Record UpdatedJun 29, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address322 N QUAIL POINT DR ST PAUL MO 633665244, ST PAUL, MO 63366-5244

March 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateMar 23, 2020
Property Address322 N QUAIL POINT DR, O FALLON, MO 63366-5244
Document Number0072531020
Book / Page007253 / 001020
Instrument DateMar 12, 2020
Instrument175900
Transaction TypeTransfer
Record UpdatedJun 29, 2020
Title CompanyNOT AVAILABLE

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address322 N QUAIL POINT DR ST PAUL MO 633665244, ST PAUL, MO 63366-5244

Tax Assessment & Valuation

The 2025 property tax bill for 322 N Quail Point Dr was $5,783.

Source: St. Charles County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
Unified School DistrictFort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,783.00$108,006$568,455 Land $108,360 Building $460,095
2023$97,854
2022$515,026 Land $108,360 Building $406,666

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 322 N Quail Point Dr in Zone X, an area of minimal flood risk, though there have been 25 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims25 (1982–2015)
Claims Outside the SFHA1 of 25
Most Recent ClaimJun 2015 · river or lake flooding
Claims by Event
  • Severe Storms, Tornadoes, Flooding, Apr 1994 · 3 claims
  • Severe Storms & Flooding, Sep 1993 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 322 N Quail Point Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 92% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Gateway Fiber
Fiber
2,000 / 2,000
Wisper ISP
Fixed Wireless
400 / 30

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