321 N Quail Point Dr, O Fallon, MO 63366 Property Records

St. Charles County property record for 321 N Quail Point Dr, O Fallon, MO 63366

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,026 sqft · built 2002
Lot Size3 acres (130,680 sqft)
Owner2 Individual Names on File
Last Sale$264,000 (Dec 2015)
Tax Bill$4,317 (2025)
Deeds & MortgagesDec 2020 Mortgage
Flood ZoneZone X (minimal risk)
APNA982001335

Property Details

APN / Parcel Number

Primary APNA982001335
Alternative APN
  • 2-0133-7827-00-0016.0000000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area2,026 sqft Living Area
1st Floor Area1,450 sqft
Basement Area1,450 sqft
Fireplaces1 Fireplace
FireplaceSingle

Exterior

Year BuiltBuilt 2002
Architectural StyleOther
Exterior MaterialComposition/Composite
Lot Area130,680 sqft (3 acres)
Garage TypeAttached
Parking Spaces3 Parking Spaces
PorchPorch
Porch Area674 sqft
Patio Area263 sqft

Location & Zoning

Account NumberA982001335
Old Parcel NumberA982001335
Street Address321 N QUAIL POINT DR
CityO FALLON
StateMO
Zip63366-5244
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionQUAIL PT EST LOT 16
Legal Range02E
Legal Township48N
Legal SubdivisionQUAIL PT EST
Legal Lot Number16
JurisdictionST CHARLES MO
Township / Civil DivisionWENTZVILLE
Census Block Group2
Census Block2006
Census Tract312001

Owner

321 N Quail Point Dr is owned and occupied by two individuals who bought it in December 2015.

Source: St. Charles County records, as of March 16, 2026

Owner of Record2 Individual Names on File
Mailing Address321 N QUAIL POINT DR, O FALLON, MO 63366-5244
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 23, 2015 · Amount on File
Deed SaleDec 23, 2015 · Amount on File
Prior SaleJun 21, 2007 · Amount on File
Deed Document Number0006469551
Deed Book / Page6469 / 551
Record UpdatedJun 8, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address321 N QUAIL POINT DR, O FALLON, MO 63366-5244
Document Number0000102804
Instrument DateDec 22, 2020
Transaction TypeMortgage
Record UpdatedMar 16, 2021
Title CompanyTOUCHSTONE TITLE AND ABSTRACT, TOUCHSTONE TITLE & ABSTR

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address321 N QUAIL POINT DR O FALLON MO 633665244, O FALLON, MO 63366-5244

Mortgage

Document Number0000102804
DateDec 29, 2020
Instrument102804
Lender
NameF&B ACQUISITION
AddressSAINT LOUIS, MO 63131
Agreement
AmountAmount on Record
Term360 Months
DueDec 28, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 321 N Quail Point Dr was $4,317.

Source: St. Charles County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
Unified School DistrictFort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,317.00$80,626$424,347 Land $108,000 Building $316,347
2023$73,538
2022$387,038 Land $108,000 Building $279,038

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 321 N Quail Point Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims25 (1982–2015)
Claims Outside the SFHA1 of 25
Most Recent ClaimJun 2015 · river or lake flooding
Claims by Event
  • Severe Storms, Tornadoes, Flooding, Apr 1994 · 3 claims
  • Severe Storms & Flooding, Sep 1993 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 321 N Quail Point Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 92% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Gateway Fiber
Fiber
2,000 / 2,000
Wisper ISP
Fixed Wireless
400 / 30

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