322 N Central St, Carson, IA 51525 Property Records

Pottawattamie County property record for 322 N Central St, Carson, IA 51525 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,080 sqft · built 1890
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on File
Last Sale	$20,000 (Aug 2021)
Tax Bill	$1,994 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Jun 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`7440 02 301 010`

Property Details

APN / Parcel Number

Primary APN	`7440 02 301 010`
Alternative APN	`014 045 075 002483 000 000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,080 sqft Base Area
1st Floor Area	1,080 sqft
Basement Area	250 sqft
Unfinished Basement	250 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 2002
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,148 sqft (0.21 acres)
Lot Dimensions	150 ft deep x 60 ft wide
Garage Area	720 sqft

Location & Zoning

Street Address	322 N CENTRAL ST
City	CARSON
State	IA
Zip	51525-4307
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CARSON TOWN-ORIG PLAT LT 6 BLK 11
Legal Subdivision	CARSON ORIGINAL TOWN LOTS AND OUTLOTS
Legal Block	11
Legal Lot Number	6
Jurisdiction	POTTAWATTAMIE IA
Township / Civil Division	CARSON
Census Block Group	1
Census Block	1032
Census Tract	21702

Owner

Source: Pottawattamie County records · APN 7440 02 301 010

Assessment roll updated September 23, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 404, CARSON, IA 51525-0404
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2026	Deed of Trust, Mortgage · Line of Credit ARBOR BANK
Jun 14, 2022	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Apr 10, 2018	Warranty Deed, Transfer · FHA Mortgage AMERICAN NATIONAL BANK & TRUST
Apr 10, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 24, 2021 · Amount on Record
Deed Sale	Aug 24, 2021 · Amount on Record
Prior Sale	Aug 06, 2021 · Amount on Record
Deed Book / Page	2021 / 13591
Prior Transfer Date	Aug 23, 2021
Prior Transfer Doc	2021013591
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POTTAWATTAMIE IA
Recording Date	Apr 22, 2026
Property Address	322 N CENTRAL ST, CARSON, IA 51525-4307
Document Number	0000004405
Instrument Date	Apr 17, 2026
Instrument	20264405
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	322 N CENTRAL ST, CARSON, IA 51525-4307

Mortgage

Document Number	0000004405,
Date	Apr 22, 2026
Instrument	20264405

Lender

Name	ARBOR BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Apr 17, 2051

Interest

Rate Type	Adjustable Rate
Rate	6.22%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POTTAWATTAMIE IA
Property Address	322 N CENTRAL ST, CARSON, IA 51525-4307
Transaction Type	Mortgage
Record Updated	Jun 27, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	322 N CENTRAL ST, CARSON, IA 51525-4307

Mortgage

Document Number	0000008441
Date	Jun 14, 2022
Book Page	2022/8441
Instrument	2022-08441

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	353 Months
Due	Nov 01, 2051

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POTTAWATTAMIE IA
Recording Date	Apr 10, 2018
Property Address	322 N CENTRAL ST, CARSON, IA 51525-4307
Document Number	2018
Book / Page	2018 / 04036
Instrument Date	Apr 03, 2018
Transaction Type	Transfer
Record Updated	Sep 08, 2021
Title Company	MIDWEST TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$111.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	322 N CENTRAL ST, CARSON, IA 51525-4307

Mortgage

Document Number	201804038
Date	Apr 10, 2018
Instrument	2018/04038

Lender

Name	AMERICAN NATIONAL BANK & TRUST
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2048

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POTTAWATTAMIE IA
Recording Date	Apr 10, 2018
Property Address	322 N CENTRAL ST, CARSON, IA 51525-4307
Document Number	0000003980
Instrument Date	Mar 30, 2018
Instrument	3980
Transaction Type	Transfer
Record Updated	May 07, 2018

Transaction

Amount	Amount Recorded
Tax	$154.40
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8480 STAGECOACH CIR CRANDALLS LODGE IA 51360, CRANDALLS LODGE, IA 51360

Tax Assessment & Valuation

Source: Pottawattamie County records · Assessment roll updated September 23, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Carson City
County	Pottawattamie County
Unified School District	Riverside Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,994.00 (-14.38%)	$140,000 (+16.18%) Land $12,700 Building $127,300	$140,000 (+16.18%) Land $12,700 Building $127,300
2023		$120,500 Land $11,100 Building $109,400	$120,500 Land $11,100 Building $109,400
2021	$2,329.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Pottawattamie County (19155C), updated April 16, 2013 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 191550217021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 37 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Farmers Mutual Telephone Company-Nora Springs	Fiber	8,000 / 8,000
Verizon	Fixed Wireless	300 / 20

May also be available at this address: Western Iowa Wireless, AMG Technology Investment Group. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on N Central St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures