315 N Central St, Carson, IA 51525 Property Records

Pottawattamie County property record for 315 N Central St, Carson, IA 51525

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,302 sqft · built 1900
Lot Size	0.24 acres (10,454 sqft)
Owner	Individual Name on File
Last Sale	$180,000 (Oct 2023)
Tax Bill	$2,308 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Mar 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`7440 02 302 007`

Property Details

APN / Parcel Number

Primary APN	`7440 02 302 007`
Alternative APN	`014 045 075 002524 000 000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,302 sqft Base Area
1st Floor Area	1,302 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 2015
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Asphalt
Lot Area	10,454 sqft (0.24 acres)
Lot Dimensions	150 ft deep x 70 ft wide
Garage Area	288 sqft

Exterior Amenities

Porch	Porch
Porch Area	24 sqft
Shed	1 Shed
Shed Area	288 sqft

Location & Zoning

Street Address	315 N CENTRAL ST
City	CARSON
State	IA
Zip	51525-4307
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CARSON TOWN-ORIG PLAT N49' LT 12 S21' LT 13 BLK 12
Legal Subdivision	CARSON ORIGINAL TOWN LOTS AND OUTLOTS
Legal Block	12
Legal Lot Number	12,13
Jurisdiction	POTTAWATTAMIE IA
Township / Civil Division	CARSON
Census Block Group	1
Census Block	1031
Census Tract	21702

Owner

315 N Central St is owned by an individual who bought it in October 2023.

Source: Pottawattamie County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 72, CARSON, IA 51525-0072
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2023	Warranty Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK OF OMAHA
Mar 15, 2021	Deed of Trust, Mortgage · Line of Credit VERIDIAN CU
Feb 16, 2021	Deed of Trust, Mortgage · Line of Credit VERIDIAN CU
Jun 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 27, 2023 · Amount on File
Deed Sale	Oct 27, 2023 · Amount on File
Prior Sale	Jun 27, 2006 · Amount on File
Deed Document Number	202310415
Prior Transfer Date	Mar 19, 2010
Prior Transfer Doc	2010003368
Record Updated	Oct 29, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POTTAWATTAMIE IA
Recording Date	Oct 27, 2023
Property Address	315 N CENTRAL ST, CARSON, IA 51525-4307
Document Number	0000010415
Instrument Date	Oct 25, 2023
Instrument	2023-10415
Transaction Type	Transfer
Record Updated	Nov 13, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$287.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 72, CARSON, IA 51525-0072

Mortgage

Document Number	0000010416
Date	Oct 27, 2023
Instrument	2023-10416

Lender

Name	FIRST NATIONAL BANK OF OMAHA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POTTAWATTAMIE IA
Property Address	315 N CENTRAL ST, CARSON, IA 51525-4307
Transaction Type	Mortgage
Record Updated	Mar 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	315 N CENTRAL ST, CARSON, IA 51525-4307

Mortgage

Document Number	2021
Date	Mar 15, 2021
Book Page	2021/3753

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50704

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Mar 14, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POTTAWATTAMIE IA
Property Address	315 N CENTRAL ST, CARSON, IA 51525-4307
Transaction Type	Mortgage
Record Updated	Feb 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	315 N CENTRAL ST, CARSON, IA 51525-4307

Mortgage

Document Number	0000002310
Date	Feb 16, 2021
Book Page	2021/2310

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50704

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Feb 15, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POTTAWATTAMIE IA
Property Address	315 N CENTRAL ST, CARSON, IA 51525-4307
Document Number	0000008515
Instrument Date	Jun 18, 2020
Transaction Type	Mortgage
Record Updated	Jul 20, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	315 N CENTRAL ST CARSON IA 515254307, CARSON, IA 51525-4307

Mortgage

Document Number	0000008515
Date	Jun 30, 2020
Instrument	8515

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jun 29, 2030

Tax Assessment & Valuation

The 2025 property tax bill for 315 N Central St was $2,308.

Source: Pottawattamie County assessment roll, as of September 23, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Carson City
County	Pottawattamie County
Unified School District	Riverside Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$173,600 Land $14,800 Building $158,800	$173,600 Land $14,800 Building $158,800
2025	$2,308.00
2023		$127,700 (+45.44%) Land $12,900 Building $114,800	$127,700 Land $12,900 Building $114,800
2022		$87,800 Land $10,600 Building $77,200
2021	$2,293.00		$87,800 Land $10,600 Building $77,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 315 N Central St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 16, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 315 N Central St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 76% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARSON WATER SUPPLY serves 766 people · EPA ID IA7809078
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
OmniTel-Interstate Cablevision Fiber	8,000 / 8,000
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink, Western Iowa Wireless.

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