322 Monaco Pl, Vero Beach, FL 32960 Property Records

Indian River County property record for 322 Monaco Pl, Vero Beach, FL 32960

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,398 sqft · built 2016
Lot Size	0.07 acres (3,049 sqft)
Owner	2 Individual Names on File
Last Sale	$225,000 (Feb 2017)
Tax Bill	$2,677 (2025)
Deeds & Mortgages	Feb 2017 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`33-40-07-00005-0000-00113.0`

Property Details

APN / Parcel Number

Primary APN	`33-40-07-00005-0000-00113.0`
Alternative APN	`94844`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,398 sqft Living Area
Gross Area	1,761 sqft
1st Floor Area	1,398 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Concrete Block
Roof Type	Hip
Roof Material	Tile
Lot Area	3,049 sqft (0.07 acres)
Lot Dimensions	76 ft deep x 40 ft wide
View / Lot	Interior
Garage Type	Attached
Garage Area	264 sqft
Driveway	Brick Driveway
Driveway Area	330 sqft
Porch	Screened Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	322 MONACO PL
City	VERO BEACH
State	FL
Zip	32960-7087
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-8
Legal Description	PROVENCE BAY SUB LOTS 113 & 114 PBI 22-55
Legal Range	40E
Legal Township	33S
Legal Section	07
Legal Subdivision	PROVENCE BAY SUB
Legal Lot Number	113-1
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	VERO BEACH
Census Block Group	1
Census Block	1004
Census Tract	50601

Owner

322 Monaco Pl is owned and occupied by two individuals who acquired it in December 2024.

Source: Indian River County records, as of March 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	322 MONACO PL, VERO BEACH, FL 32960-7087
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 10, 2017 · Amount on File
Deed Sale	Feb 10, 2017 · Amount on File
Prior Sale	May 26, 2016 · Amount on File
Deed Document Number	20177679
Deed Book / Page	3000 / 2155
Last Transfer Date	Dec 19, 2024
Transfer Doc	0037441457
Record Updated	Jun 8, 2026

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Feb 10, 2017
Property Address	322 MONACO PL, VERO BEACH, FL 32960-7087
Document Number	0030002155
Book / Page	003000 / 002155
Instrument Date	Feb 7, 2017
Instrument	7679
Transaction Type	Transfer
Record Updated	Mar 21, 2017
Title Company	SUPREME TITLE SOLUTIONS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,575.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	322 MONACO PL VERO BEACH FL 329607087, VERO BEACH, FL 32960-7087

Mortgage

Document Number	30002158
Date	Feb 10, 2017
Book Page	003000/002158
Instrument	7680

Lender

Name	PARKSIDE LNDG
Address	SAN FRANCISCO, CA 94103

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 9, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 322 Monaco Pl was $2,677.

Source: Indian River County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,677.00	$209,484	$310,366 Land $63,750 Building $246,616
2023	$2,284.00 (+0.18%)	$197,650 (+3%)	$312,961 (+19.5%) Land $63,750 Building $249,211
2022	$2,280.00	$191,893	$261,899 Land $51,000 Building $210,899

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 322 Monaco Pl in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 62 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	62 in force
Nearby Flood Claims	1 (2004)
Most Recent Claim	Sep 2004 · Hurricane Frances

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 322 Monaco Pl is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T Fiber	1,000 / 1,000