314 Monaco Pl, Vero Beach, FL 32960 Property Records

Indian River County property record for 314 Monaco Pl, Vero Beach, FL 32960

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,178 sqft · built 2016
Lot Size	0.069 acres (3,049 sqft)
Owner	2 Individual Names on File
Last Sale	$235,000 (Jan 2021)
Tax Bill	$4,283 (2025)
Deeds & Mortgages	Jan 2021 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`33-40-07-00005-0000-00115.0`

Property Details

APN / Parcel Number

Primary APN	`33-40-07-00005-0000-00115.0`
Alternative APN	`94846`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Building Area	1,178 sqft Living Area
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Exterior Material	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Clay Tile
Lot Area	3,049 sqft (0.069 acres)
Lot Dimensions	76 ft deep x 40 ft wide
Garage Area	264 sqft
Driveway	Driveway
Driveway Area	396 sqft
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	94846
Street Address	314 MONACO PL
City	VERO BEACH
State	FL
Zip	32960-7087
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-8
Legal Description	PROVENCE BAY SUB LOTS 115 & 116 PBI 22-55
Legal Range	40
Legal Township	33
Legal Section	07
Legal Subdivision	PROVENCE BAY SUB
Legal Lot Number	115-116 116
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	VERO BEACH
Census Block Group	1
Census Block	1004
Census Tract	50601

Owner

314 Monaco Pl is owned and occupied by two individuals who bought it in January 2021.

Source: Indian River County records, as of March 5, 2026

Owner of Record	2 Individual Names on File
Co-owner	Co-owner on File
Mailing Address	314 MONACO PL, VERO BEACH, FL 32960-7087
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Jan 7, 2021 · Amount on File
Deed Sale	Jan 7, 2021 · Amount on File
Prior Sale	May 26, 2016 · Amount on File
Deed Document Number	3120210001020
Deed Book / Page	3375 / 1382
Record Updated	Jun 8, 2026

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Jan 7, 2021
Property Address	314 MONACO PL, VERO BEACH, FL 32960-7087
Document Number	0033751382
Book / Page	3375 / 1382
Map Reference	MB 22 PG 55-58
Instrument Date	Dec 28, 2020
Instrument	3120210001020
Transaction Type	Transfer
Record Updated	Dec 6, 2021
Title Company	SUPREME TITLE SOLUTIONS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,645.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5208 ELEUTHRA CIR, 5208, VERO BEACH, FL 32967-7639

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	314 MONACO PL, VERO BEACH, FL 32960-7087

Mortgage

Document Number	33751385
Date	Jan 7, 2021
Instrument	3375/1385

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 314 Monaco Pl was $4,283.

Source: Indian River County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,283.00	$292,796 Land $63,750 Building $229,046	$292,796 Land $63,750 Building $229,046
2023	$3,675.00 (+13.11%)	$295,207 (+19.48%) Land $63,750 Building $231,457	$295,207 (+19.48%) Land $63,750 Building $231,457
2022	$3,249.00	$247,078 Land $51,000 Building $196,078	$247,078 Land $51,000 Building $196,078

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 314 Monaco Pl in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 62 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	62 in force
Nearby Flood Claims	1 (2004)
Most Recent Claim	Sep 2004 · Hurricane Frances

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 314 Monaco Pl is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T Fiber	1,000 / 1,000