Charleston County property record for 322 Middle St, Mount Pleasant, SC 29464
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 4,394 sqft · built 2000 |
| Lot Size | 0.46 acres (20,038 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,950,000 (Jun 2003) |
| Tax Bill | $12,478 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 532-13-00-016 |
| Primary APN | 532-13-00-016 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 4,394 sqft Living Area |
| 1st Floor Area | 2,973 sqft |
| Upper Floors Area | 1,421 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Wood Siding |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Galvanized Metal |
| Lot Area | 20,038 sqft (0.46 acres) |
| Lot Dimensions | 202 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 744 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 1,159 sqft |
| Deck Area | 54 sqft |
| Patio Area | 161 sqft |
| Boat Lift | Boat Lift |
| Heating System | Heat Pump |
|---|
| Street Address | 322 MIDDLE ST |
|---|---|
| City | MOUNT PLEASANT |
| State | SC |
| Zip | 29464-5059 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBDIVISION NAME -HILLIARDSVILLE DESCRIPTION -LOT 98-A MIDDLE |
| Legal Subdivision | HILLIARDSVILLE |
| Legal Lot Number | 98-A |
| Jurisdiction | CHARLESTON SC |
| Township / Civil Division | MOUNT PLEASANT |
| Census Block Group | 4 |
| Census Block | 4018 |
| Census Tract | 4701 |
322 Middle St is owned and occupied by two individuals who bought it in June 2003.
Source: Charleston County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 322 MIDDLE ST, MOUNT PLEASANT, SC 29464-5059 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 6, 2003 · Amount on File |
| Deed Sale | Jun 6, 2003 · Amount on File |
| Deed Book / Page | 451 / 383 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 322 Middle St was $12,478, up 13.6% from the year before.
Source: Charleston County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Charleston County |
| Municipality | Mount Pleasant Town |
| Unified School District | Charleston County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,478.00 (+13.63%) | $3,511,237 (+2,822.86%) Land $2,299,070 Building $1,212,167 | $5,794,000 Land $2,886,900 Building $2,907,100 |
| 2024 | $10,981.00 | $120,130 | |
| 2022 | $10,330.00 | $120,130 | $3,086,682 Land $2,021,082 Building $1,065,600 |
| 2020 | $3,086,682 Land $2,021,082 Building $1,065,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 322 Middle St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 512 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 646 units insured incl. 134 condo units |
| Nearby Flood Claims | 72 (1980–2024) |
| Claims Outside the SFHA | 33 of 72 |
| Most Recent Claim | Aug 2024 · Hurricane Debby |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 322 Middle St is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 89% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MT PLEASANT WATERWORKS serves 91,500 people · EPA ID SC1010002 |
|---|---|
| Water Source | Purchased surface water from CHARLESTON WATER SYSTEM |
| Last State Inspection | Dec 2022 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| AT&T DSL | 100 / 20 |
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