317 Middle St, Mount Pleasant, SC 29464 Property Records

Charleston County property record for 317 Middle St, Mount Pleasant, SC 29464

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 3,010 sqft · built 1965
Lot Size0.67 acres (29,185 sqft)
OwnerTrust Name on File
Tax Bill$12,390 (2025)
Deeds & MortgagesSep 2019 Mortgage
Aug 2018 Mortgage
Flood ZoneZone AE (high risk)
APN532-13-00-003

Property Details

APN / Parcel Number

Primary APN532-13-00-003

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories1 Story
Building Area3,010 sqft Living Area
1st Floor Area2,194 sqft
Upper Floors Area816 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1965
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area29,185 sqft (0.67 acres)
Lot Dimensions195 ft deep x 150 ft wide
Garage TypeAttached
Garage Area624 sqft
Parking Spaces2 Parking Spaces
Boat AccessBoat Access

Utilities, Heating & Cooling

Heating SystemHeat Pump

Location & Zoning

Street Address317 MIDDLE ST
CityMOUNT PLEASANT
StateSC
Zip29464-5058
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUBDIVISION NAME -HILLIARDSVILLE DESCRIPTION -LT 120 BARKSDALE
Legal SubdivisionHILLIARDSVILLE
Legal Lot Number120
JurisdictionCHARLESTON SC
Township / Civil DivisionMOUNT PLEASANT
Census Block Group4
Census Block4018
Census Tract4701

Owner

317 Middle St is owner-occupied and held in a trust since February 2015.

Source: Charleston County records, as of September 23, 2026

Owner of RecordTrust Name on File
Mailing Address317 MIDDLE ST, MOUNT PLEASANT, SC 29464-5058
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 25, 2019Deed of Trust, Mortgage · Conventional Mortgage
FIRST RELIANCE BK
Aug 10, 2018Deed of Trust, Mortgage · Conventional Mortgage
FIRST RELIANCE BK

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateFeb 4, 2015
Transfer Doc0455/0618
Record UpdatedOct 29, 2026

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLESTON SC
Property Address317 MIDDLE ST, MOUNT PLEASANT, SC 29464-5058
Document Number0826/0489
Instrument DateSep 25, 2019
Transaction TypeMortgage
Record UpdatedOct 24, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address317 MIDDLE ST MOUNT PLEASANT SC 294645058, MOUNT PLEASANT, SC 29464-5058

Mortgage

Document Number0826/0489
DateOct 2, 2019
Book Page000826/000489
Lender
NameFIRST RELIANCE BK
TypeBank
AddressFLORENCE, SC 29464
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueOct 1, 2049

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLESTON SC
Property Address317 MIDDLE ST, MOUNT PLEASANT, SC 29464-5058
Document Number0741/0672
Instrument DateAug 10, 2018
Transaction TypeMortgage
Record UpdatedSep 19, 2018
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address317 MIDDLE ST MOUNT PLEASANT SC 294645058, MOUNT PLEASANT, SC 29464-5058

Mortgage

Document Number0741/0672
DateAug 21, 2018
Book Page000741/000672
Lender
NameFIRST RELIANCE BK
TypeBank
AddressFLORENCE, SC 29464
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueAug 20, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 317 Middle St was $12,390, up 13.7% from the year before.

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateSouth Carolina
CountyCharleston County
MunicipalityMount Pleasant Town
Unified School DistrictCharleston County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$12,390.00 (+13.68%)$3,498,013 (+2,823.05%) Land $2,641,547 Building $856,466$4,978,600 Land $3,730,600 Building $1,248,000
2024$10,899.00$119,670
2022$10,260.00$119,670$3,073,800 Land $2,321,200 Building $752,600
2020$3,073,800 Land $2,321,200 Building $752,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 317 Middle St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation10.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 512 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies646 units insured
incl. 134 condo units
Nearby Flood Claims72 (1980–2024)
Claims Outside the SFHA33 of 72
Most Recent ClaimAug 2024 · Hurricane Debby
Claims by Event
  • Hurricane Idalia, Aug 2023 · 4 claims
  • Severe Storms And Flooding, Oct 2015 · 6 claims
  • Hurricane Hugo, Sep 1989 · 21 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 317 Middle St is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · lower than 89% of South Carolina
Wildfire Likelihood0.05% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMT PLEASANT WATERWORKS
serves 91,500 people · EPA ID SC1010002
Water SourcePurchased surface water from CHARLESTON WATER SYSTEM
Last State InspectionDec 2022
Lead1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
AT&T
DSL
100 / 20

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