322 Melrose Ave, Encinitas, CA 92024 Property Records

San Diego County property record for 322 Melrose Ave, Encinitas, CA 92024 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,764 sqft · built 1993
Lot Size	0.86 acres (3,748 sqft)
Owner	2 Individual Names on File
Tax Bill	$15,362 (2025)
Deeds & Mortgages	May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`256-292-26-00`

Property Details

APN / Parcel Number

Primary APN	`256-292-26-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,764 sqft Living Area

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Lot Area	3,748 sqft (0.86 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	322 MELROSE AVE
City	ENCINITAS
State	CA
Zip	92024-2516
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLK N LOT 5 TR 001800
Legal Subdivision	SEASIDE GARDEN HEIGHTS
Legal Tract	001800
Legal Block	N
Legal Lot Number	5
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3001
Census Tract	17702

Owner

Source: San Diego County records · APN 256-292-26-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	322 MELROSE AVE, ENCINITAS, CA 92024-2516
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 29, 2016
Deed Sale	Jan 29, 2016
Prior Sale	Apr 25, 2006 · Amount on Record
Deed Document Number	201642867
Prior Transfer Date	Jan 21, 2016
Prior Transfer Doc	0000044554
Record Updated	Sep 20, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	322 MELROSE AVE, ENCINITAS, CA 92024-2516
Document Number	0000243108
Instrument Date	May 11, 2020
Transaction Type	Mortgage
Record Updated	May 21, 2020
Title Company	STEWART TITLE, STEWART TITLE/CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	322 MELROSE AVE ENCINITAS CA 920242516, ENCINITAS, CA 92024-2516

Mortgage

Document Number	0000243108
Date	May 13, 2020
Instrument	243108

Lender

Name	ORION LNDG
Address	ORANGE, CA 92868

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 12, 2050

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Encinitas City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$1,456,609 (+2%) Land $1,115,110 Building $341,499
2025	$15,362.00 (+6.12%) Homeowner's exemption	$1,428,049 (+4.04%) Land $1,093,246 Building $334,803
2023	$14,476.00 (+2.03%) Homeowner's exemption	$1,372,598 Land $1,050,795 Building $321,803
2022	$14,188.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.