San Diego County property record for 286 Melrose Ave, Encinitas, CA 92024 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 1994 |
| Square Footage | 2,064 sqft Living Area |
| Lot Size | 4,066 sqft (0.93 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $2,500,000 (2024) |
| Tax Bill | $27,296.00 (2025) |
| Primary APN | 256-362-34-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 2,064 sqft Living Area |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Lot Area | 4,066 sqft (0.93 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Carport Garage |
| Carport | Carport |
| Street Address | 286 MELROSE AVE |
|---|---|
| City | ENCINITAS |
| State | CA |
| Zip | 92024-2514 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | BLK O LOT 2 TR 001800 |
| Legal Subdivision | SEASIDE GARDEN HEIGHTS |
| Legal Tract | 001800 |
| Legal Block | O |
| Legal Lot Number | 2 |
| Jurisdiction | SAN DIEGO CA |
| Minor Civil Division | SAN DIEGO |
| Census Blockgroup | 3 |
| Census Block | 3005 |
| Census Tract | 17702 |
Source: San Diego County records · APN 256-362-34-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 286 MELROSE AVE, ENCINITAS, CA 92024-2514 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Nov 19, 2025 | Deed of Trust, Mortgage · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC |
| Dec 24, 2019 | Deed of Trust, Mortgage · Conventional Mortgage RAYMOND JAMES BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 24, 2024 · Amount on Record |
| Deed Sale | Jul 24, 2024 · Amount on Record |
| Prior Sale | Mar 03, 2015 · Amount on Record |
| Deed Doc Number | 2024190776 |
| Prior Transfer Date | Dec 10, 2015 |
| Prior Transfer Doc | 0000637497 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 286 MELROSE AVE, ENCINITAS, CA 92024-2514 |
| Transaction Type | Mortgage |
| Record Updated | Dec 01, 2025 |
| Title Company | CALIFORNIA TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 286 MELROSE AVE, ENCINITAS, CA 92024-2514 |
| Document Number | 0000326780 |
|---|---|
| Date | Nov 19, 2025 |
| Instrument | 2025-0326780 |
| Name | PROSPERITY HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | FAIRFAX, VA 22031 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 286 MELROSE AVE, ENCINITAS, CA 92024-2514 |
| Transaction Type | Mortgage |
| Record Updated | Oct 28, 2022 |
| Title Company | EQUITY TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000604244 |
|---|---|
| Date | Dec 24, 2019 |
| Instrument | 2019-0604244 |
| Name | RAYMOND JAMES BANK NA |
|---|---|
| Type | Bank |
| Address | SAINT PETERSBURG, FL 33716 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
| Type Change Date | Jan 01, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 2.87% |
| Max Rate At Change | 5.25% |
| Index | 1-Year CMT |
| Max Rate | 8.25% |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Encinitas City |
| Elementary School District | Encinitas Union Elementary School District (KG - 06) |
| Secondary School District | San Dieguito Union High School District (07 - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $2,550,000 (+2%) Land $2,244,000 Building $306,000 | |
| 2025 | $27,296.00 (+67.59%) | $2,500,000 (+65.92%) Land $2,200,000 Building $300,000 |
| 2023 | $16,287.00 (+3.5%) | $1,506,711 Land $1,189,834 Building $316,877 |
| 2022 | $15,736.00 |
286 Melrose Ave is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · San Diego County (06073C), updated September 3, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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