322 Main St E, Saint Clair, MN 56080 Property Records

Blue Earth County property record for 322 Main St E, Saint Clair, MN 56080

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,488 sqft · built 1912
Lot Size	0.212 acres (9,235 sqft)
Owner	2 Individual Names on Record
Last Sale	$175,000 (Jun 2026)
Tax Bill	$3,116 (2026)
Deeds & Mortgages	Jun 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R17.15.08.453.016`

Property Details

APN / Parcel Number

Primary APN	`R17.15.08.453.016`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,488 sqft Living Area
Basement Area	624 sqft
Flooring	Hardwood
Interior Walls	Plaster

Exterior

Year Built	Built 1912
Effective Year Built	Effective 1912
Architectural Style	Contemporary
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	9,235 sqft (0.212 acres)
Lot Dimensions	132 ft deep x 70 ft wide
Garage Type	Detached
Garage Area	616 sqft
Driveway	Driveway
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area
Patio Area	268 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	322 MAIN ST E
City	SAINT CLAIR
State	MN
Zip	56080
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HILTON TOWNSITE 6 & W4FT OF 007 006 00
Legal Range	25
Legal Township	107
Legal Section	08
Legal Subdivision	HILTON
Legal Block	6
Legal Lot Number	7
Jurisdiction	BLUE EARTH MN
Township / Civil Division	ST. CLAIR
Census Block Group	1
Census Block	1058
Census Tract	171300

Owner

Source: Blue Earth County records, as of July 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	322 MAIN ST E, SAINT CLAIR, MN 56080
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2026 · Amount on Record
Deed Sale	Jun 30, 2026 · Amount on Record
Deed Document Number	2026625999
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLUE EARTH MN
Recording Date	Jun 30, 2026
Property Address	322 MAIN ST E, SAINT CLAIR, MN 56080
Document Number	0000625999
Instrument Date	Jun 30, 2026
Instrument	2026625999
Transaction Type	Transfer
Record Updated	Jul 17, 2026
Title Company	PLATINUM TITLE LLC, PLATINUM TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$58,327.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	322 MAIN ST E, SAINT CLAIR, MN 56080

Mortgage

Document Number	0000626000,
Date	Jun 30, 2026
Instrument	2026626000

Lender

Name	HOMETOWN BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.36%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Blue Earth County assessment roll, as of May 12, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Blue Earth County
Municipality	St. Clair City
Unified School District	St. Clair Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,116.00 (+17.23%)	$198,000 (+4.87%) Land $17,000 Building $181,000	$198,000 (+4.87%) Land $17,000 Building $181,000
2025		$188,800 (+10.02%) Land $16,800 Building $172,000	$188,800 (+10.02%) Land $16,800 Building $172,000
2024	$2,658.00 (-2.21%)	$171,600 (-1.44%) Land $16,800 Building $154,800	$171,600 (-1.44%) Land $16,800 Building $154,800
2023	$2,718.00	$174,100 Land $16,800 Building $157,300	$174,100 Land $16,800 Building $157,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	10 (1984–2016)
Claims Outside the SFHA	10 of 10
Most Recent Claim	Sep 2016 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2016 · 5 claims Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Jun 2014 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 82% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Clair serves 846 people · EPA ID MN1070017
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	6 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable · Fixed Wireless in parts of the area	2,000 / 350
GigFire Fixed Wireless	150 / 130