321 Main St E, Saint Clair, MN 56080 Property Records

Blue Earth County property record for 321 Main St E, Saint Clair, MN 56080

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,582 sqft · built 1920
Lot Size	0.451 acres (19,646 sqft)
Owner	2 Individual Names on Record
Last Sale	$155,309 (Nov 2019)
Tax Bill	$3,086 (2026)
Deeds & Mortgages	Nov 2019 Sale & Mortgage Apr 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R17.15.08.456.010`

Property Details

APN / Parcel Number

Primary APN	`R17.15.08.456.010`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,582 sqft Living Area
Basement Area	858 sqft
Flooring	Hardwood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Contemporary
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	19,646 sqft (0.451 acres)
Lot Dimensions	280 ft deep x 65 ft wide
Garage Area	1,200 sqft
Parking Spaces	5 Parking Spaces
Porch	Slab
Porch Area	18 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Street Address	321 MAIN ST E
City	SAINT CLAIR
State	MN
Zip	56080
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HILTON TOWNSITE LT 3 EX N105' OF W51.77' & LT 4 EX E14.64' 004 005 00 004 005 00
Legal Range	25
Legal Township	107
Legal Section	08
Legal Subdivision	HILTON
Legal Block	5
Legal Lot Number	3-4
Jurisdiction	BLUE EARTH MN
Township / Civil Division	ST. CLAIR
Census Block Group	1
Census Block	1051
Census Tract	171300

Owner

Source: Blue Earth County records, as of May 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	321 MAIN ST E, SAINT CLAIR, MN 56080
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 5, 2019	Warranty Deed, Transfer · Conventional Mortgage MINNESOTA VALLEY FCU
Apr 15, 2019	Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE AFFINITY LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 5, 2019 · Amount on Record
Deed Sale	Nov 5, 2019 · Amount on Record
Prior Sale	Apr 15, 2019 · Amount on Record
Deed Document Number	2019575CR433
Record Updated	Jun 8, 2026

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLUE EARTH MN
Recording Date	Nov 5, 2019
Property Address	321 MAIN ST E, SAINT CLAIR, MN 56080
Document Number	00575CR433
Instrument Date	Nov 1, 2019
Instrument	575CR433
Transaction Type	Transfer
Record Updated	May 12, 2022
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$512.52
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 MAIN ST E, SAINT CLAIR, MN 56080

Mortgage

Document Number	00575CR434
Date	Nov 5, 2019
Instrument	575CR434

Lender

Name	MINNESOTA VALLEY FCU

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLUE EARTH MN
Recording Date	Apr 15, 2019
Property Address	321 MAIN ST E, SAINT CLAIR, MN 56080
Document Number	00571CR196
Instrument Date	Apr 10, 2019
Instrument	571CR196
Transaction Type	Transfer
Record Updated	May 12, 2022
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$433.95
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 MAIN ST E, SAINT CLAIR, MN 56080

Mortgage

Document Number	00571CR197
Date	Apr 15, 2019
Instrument	571CR197

Lender

Name	GUARANTEED RATE AFFINITY LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Blue Earth County assessment roll, as of May 12, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Blue Earth County
Municipality	St. Clair City
Unified School District	St. Clair Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,086.00 (+12.06%)	$200,300 (-4.02%) Land $23,000 Building $177,300	$200,300 (-4.02%) Land $23,000 Building $177,300
2025		$208,700 (+7.69%) Land $23,000 Building $185,700	$208,700 (+7.69%) Land $23,000 Building $185,700
2024	$2,754.00 (-1.5%) Homeowner's exemption	$193,800 (-1.07%) Land $23,000 Building $170,800	$193,800 (-1.07%) Land $23,000 Building $170,800
2023	$2,796.00 Homeowner's exemption	$195,900 Land $23,000 Building $172,900	$195,900 Land $23,000 Building $172,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	10 (1984–2016)
Claims Outside the SFHA	10 of 10
Most Recent Claim	Sep 2016 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2016 · 5 claims Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Jun 2014 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.4% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Clair serves 846 people · EPA ID MN1070017
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	6 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable · Fixed Wireless in parts of the area	2,000 / 350
GigFire Fixed Wireless	150 / 130

321 Main St E, Saint Clair, MN 56080 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

November 2019: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

April 2019: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Main St E

Nearby Streets

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