Delta County property record for 322 Main St, Delta, CO 81416
| Property Type | Commercial |
|---|---|
| Details | 3.25 ba · 7,433 sqft · built 1908 |
| Lot Size | 0.11 acres (4,792 sqft) |
| Owner | Company Name on File |
| Last Sale | $199,000 (Feb 2021) |
| Tax Bill | $3,398 (2025) |
| Deeds & Mortgages | Apr 2023 Mortgage Feb 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | R014414 |
| Primary APN | R014414 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.25 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Total Rooms | 21 Rooms |
| Stories | 2 Stories |
| Building Area | 7,433 sqft Heated Area |
| Flooring | Laminate Plank |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1908 |
|---|---|
| Effective Year Built | Effective 1982 |
| Architectural Style | Contemporary |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Shed Roof |
| Roof Material | Metal |
| Lot Area | 4,792 sqft (0.11 acres) |
| Cooling System | Package A/C |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Coal |
| Sewer | Connected |
| Account Number | R014414 |
|---|---|
| Street Address | 322 MAIN ST |
| City | DELTA |
| State | CO |
| Zip | 81416-1837 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | 322 MAIN ST DELTA 81416 320 MAIN ST DELTA 81416 318 MAIN ST DELTA 81416 S: 13 T: 15S R: 96W SUBDIVISION: ORIGINAL DELTA BLOCK: 10 LOT: 27 AND:- LOT: 28 TOTAL AC 0.11+- DELTA ORIG SUBD BLK 10 N2 LT 27 & ALL LOT 28 BLK 10 BK 436 PG 1028 BK 507 PG 839 & |
| Legal Subdivision | ORIGINAL DELTA |
| Legal Block | 10 |
| Legal Lot Number | 27 |
| Jurisdiction | DELTA CO |
| Township / Civil Division | DELTA |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 965100 |
322 Main St, a commercial property, is owned by a company that bought it in February 2021.
Source: Delta County records, as of May 4, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 318 MAIN ST, DELTA, CO 81416-1837 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 7, 2023 | Deed of Trust, Mortgage · Commercial Mortgage BANK OF COLORADO |
| Feb 10, 2021 | Warranty Deed, Transfer HERITAGE TITLE COMPANY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 10, 2021 · Amount on File |
| Deed Sale | Feb 10, 2021 · Amount on File |
| Prior Sale | May 24, 1993 · Amount on File |
| Deed Document Number | 2021726164 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELTA CO |
| Property Address | 322 MAIN ST, DELTA, CO 81416-1837 |
| Transaction Type | Mortgage |
| Record Updated | Apr 26, 2023 |
| Title Company | HERITAGE TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000745773 |
|---|---|
| Date | Apr 7, 2023 |
| Instrument | 745773 |
| Name | BANK OF COLORADO |
|---|---|
| Type | Bank |
| Address | DELTA, CO 81416 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Apr 4, 2033 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DELTA CO |
| Recording Date | Feb 10, 2021 |
| Property Address | 322 MAIN ST, DELTA, CO 81416-1837 |
| Document Number | 0000726164 |
| Instrument Date | Feb 9, 2021 |
| Instrument | 726164 |
| Transaction Type | Transfer |
| Record Updated | Feb 28, 2022 |
| Title Company | HERITAGE TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Tax | $19.90 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 322 MAIN ST, DELTA, CO 81416-1837 |
The 2025 property tax bill for 322 Main St was $3,398, up 12.3% from the year before.
Source: Delta County assessment roll, as of May 4, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Delta County |
| Municipality | Delta City |
| Unified School District | Delta County School District 50J (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,398.00 (+12.33%) | $52,948 (+15.84%) Land $9,990 Building $42,958 | $196,103 Land $37,000 Building $159,103 |
| 2024 | $3,025.00 (+3.95%) | $45,709 (-) Land $8,370 Building $37,339 | |
| 2023 | $2,910.00 (-18.83%) | $45,709 (-17.71%) Land $8,370 Building $37,339 | $163,833 (-14.46%) Land $30,000 Building $133,833 |
| 2022 | $3,585.00 | $55,546 Land $8,700 Building $46,846 | $191,537 Land $30,000 Building $161,537 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 322 Main St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1984.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (1984–1992) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Sep 1992 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 322 Main St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Colorado |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF DELTA serves 8,700 people · EPA ID CO0115205 |
|---|---|
| Water Source | Purchased surface water from PROJECT 7 WA |
| Last State Inspection | Feb 2024 |
| Also Mapped Here | TRI COUNTY WCD |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 473 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Elevate Internet Fiber | 6,000 / 6,000 |
| Clearnetworx Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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