Delta County property record for 305 Main St, Delta, CO 81416
| Property Type | Commercial |
|---|---|
| Details | 1.75 ba · 3,490 sqft · built 1900 |
| Lot Size | 0.059 acres (2,570 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,844 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage Dec 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R014410 |
| Primary APN | R014410 |
|---|---|
| Alternative APN |
|
| Full Baths | 1.75 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 3,490 sqft Heated Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Shed Roof |
| Roof Material | Metal |
| Lot Area | 2,570 sqft (0.059 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | R014410 |
|---|---|
| Street Address | 305 MAIN ST |
| City | DELTA |
| State | CO |
| Zip | 81416-1815 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | 305 MAIN ST DELTA 81416 305 1/2 MAIN ST DELTA 81416 S: 13 T: 15S R: 96W SUBDIVISION: ORIGINAL DELTA BLOCK: 15 LOT: 2 TOTAL ACRES 0.059 +/- LOT 2 BLK 15 ORIG DELTA BK 300 PG 160 BK 318 PG 534 BK 459 PG 820 BK 498 PG 637 BK 515 PG 295 BK 587 PG 81 BK 6 |
| Legal Subdivision | ORIGINAL DELTA |
| Legal Block | 15 |
| Legal Lot Number | 2 |
| Jurisdiction | DELTA CO |
| Township / Civil Division | DELTA |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 965100 |
Source: Delta County records, as of August 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 782 1600 RD, DELTA, CO 81416-3337 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 15, 2020 | Deed of Trust, Mortgage · Commercial Mortgage BANK OF COLORADO |
| Dec 13, 2019 | Deed of Trust, Mortgage · Commercial Mortgage BANK OF COLORADO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 4, 2022 |
| Deed Sale | Oct 4, 2022 |
| Prior Sale | Nov 16, 2012 · Amount on Record |
| Deed Document Number | 2022742508 |
| Prior Transfer Date | Jan 31, 2006 |
| Prior Transfer Doc | 0000600080 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELTA CO |
| Property Address | 305 MAIN ST, DELTA, CO 81416-1815 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 724663 |
|---|---|
| Date | Dec 15, 2020 |
| Instrument | 724663 |
| Name | BANK OF COLORADO |
|---|---|
| Type | Bank |
| Address | DELTA, CO 81416 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 118 Months |
| Due | Oct 13, 2030 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELTA CO |
| Property Address | 305 MAIN ST, DELTA, CO 81416-1815 |
| Transaction Type | Mortgage |
| Record Updated | Jan 1, 2020 |
| Name | Verified Name |
|---|
| Document Number | 715654 |
|---|---|
| Date | Dec 13, 2019 |
| Instrument | 715654 |
| Name | BANK OF COLORADO |
|---|---|
| Type | Bank |
| Address | DELTA, CO 81416 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Dec 6, 2020 |
| Rate Type | Adjustable Rate |
|---|
Source: Delta County assessment roll, as of May 4, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Delta County |
| Municipality | Delta City |
| Unified School District | Delta County School District 50J (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,844.00 (+0.95%) | $59,895 (+4.08%) Land $9,990 Building $49,905 | $221,832 (+7.55%) Land $37,000 Building $184,832 |
| 2024 | $3,808.00 (+3.96%) | $57,549 (-) Land $8,370 Building $49,179 | |
| 2023 | $3,663.00 (+33.78%) | $57,549 (+35.65%) Land $8,370 Building $49,179 | $206,268 (+40.99%) Land $30,000 Building $176,268 |
| 2022 | $2,738.00 | $42,426 Land $8,700 Building $33,726 | $146,296 Land $30,000 Building $116,296 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Colorado |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF DELTA serves 8,700 people · EPA ID CO0115205 |
|---|---|
| Water Source | Purchased surface water from PROJECT 7 WA |
| Last State Inspection | Feb 2024 |
| Also Mapped Here | TRI COUNTY WCD |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 473 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Elevate Internet Fiber | 6,000 / 6,000 |
| Clearnetworx Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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