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286 Lost Lake Dr, Saint Augustine, FL 32086 Property Records

St. Johns County property record for 286 Lost Lake Dr, Saint Augustine, FL 32086 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,376 sqft · built 2017
Lot Size0.19 acres (8,276 sqft)
Owner2 Individual Names on File
Last Sale$355,300 (Dec 2017)
Tax Bill$2,055 (2025)
Deeds & MortgagesSep 2018 Line of Credit
Dec 2017 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN185889-1280

Property Details

APN / Parcel Number

Primary APN185889-1280

Interior

Bedrooms3 Beds
Full Baths3 Baths
Plumbing Fixtures13 Plumbing Fixtures
Stories1 Story
Building Area2,376 sqft Living Area
Gross Area3,107 sqft
1st Floor Area2,376 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Exterior MaterialConcrete
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area8,276 sqft (0.19 acres)
Garage TypeAttached
Garage Area551 sqft
Parking Spaces2 Parking Spaces
PorchFinished Screened Porch
Porch Area180 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address286 LOST LAKE DR
CitySAINT AUGUSTINE
StateFL
Zip32086-2947
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description84/1-13 LAKEWOOD POINTE LOT 28 OR4479/526 & 6118/1226
Legal Range30E
Legal Township09S
Legal Section04
Legal SubdivisionLAKEWOOD POINTE
Legal Block1
Legal Lot Number28
JurisdictionST JOHNS FL
Township / Civil DivisionMATANZAS
Census Block Group3
Census Block3001
Census Tract21209

Owner

Source: St. Johns County records · APN 185889-1280

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address286 LOST LAKE DR, SAINT AUGUSTINE, FL 32086-2947
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Deeds, Mortgages & Sale History

DateDocument
Sep 13, 2018Deed of Trust, Mortgage · Line of Credit
BRANCH BK&TR
Dec 20, 2017Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
DHI MORTGAGE COMPANY LTD
Jul 18, 2017Grant Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 20, 2017 · Amount on Record
Deed SaleDec 20, 2017 · Amount on Record
Prior SaleJul 18, 2017 · Amount on Record
Deed Document Number201785964
Deed Book / Page4479 / 526
Last Transfer DateMar 19, 2025
Transfer Doc0061181226
Record UpdatedJun 08, 2026

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address286 LOST LAKE DR, SAINT AUGUSTINE, FL 32086-2947
Document Number0046220251
Instrument DateSep 13, 2018
Transaction TypeMortgage
Record UpdatedFeb 04, 2019
Title CompanyACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address286 LOST LAKE DR ST AUGUSTINE FL 320862947, ST AUGUSTINE, FL 32086-2947

Mortgage

Document Number0046220251
DateOct 04, 2018
Book Page004622/000251
Instrument72008
Lender
NameBRANCH BK&TR
TypeBank
AddressWHITEVILLE, NC 28472
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueOct 03, 2043
Interest
Rate TypeAdjustable Rate

December 2017: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionST JOHNS FL
Recording DateDec 20, 2017
Property Address286 LOST LAKE DR, SAINT AUGUSTINE, FL 32086-2947
Document Number0044790526
Book / Page4479 / 0526
Map ReferenceMB84 PG1-13
Instrument DateDec 18, 2017
Instrument2017085964
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 02, 2022
Title CompanyDHI TITLE OF FLORIDA INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4220 RACE TRACK RD # RD100, 4220, SAINT JOHNS, FL 32259-2084

Transferred To (Grantee/Buyer)

NameVerified Name
Address286 LOST LAKE DR, SAINT AUGUSTINE, FL 32086-2947

Mortgage

Document Number2017085965
DateDec 20, 2017
Instrument2017085965
Lender
NameDHI MORTGAGE COMPANY LTD
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2048

July 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionST JOHNS FL
Recording DateJul 18, 2017
Property Address286 LOST LAKE DR, SAINT AUGUSTINE, FL 32086-2947
Document Number0044051129
Book / Page004405 / 001129
Instrument DateJul 12, 2017
Instrument49134
Transaction TypeTransfer
Record UpdatedFeb 04, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$3,066.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address4220 RACE TRACK RD ST JOHNS FL 322592084, ST JOHNS, FL 32259-2084
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$176,192 (+2.7%)$467,090 (-1.04%) Land $100,800 Building $366,290
2025$2,055.00 (+15%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$171,560 (+2.9%)$472,020 (-0.84%) Land $100,800 Building $371,220
2024$1,787.00 (+2.41%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$166,725 (+3%)$476,031 (+0.34%) Land $100,800 Building $375,231
2023$1,745.00 (+3.87%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$161,869 (+3%)$474,427 (+8.41%) Land $100,800 Building $373,627
2022$1,680.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$157,154$437,628 Land $100,800 Building $336,828

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 59% of the US · above 31% of Florida
Wildfire LikelihoodAbout 1 in 730 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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