Ashe County property record for 322 Laurel Ln, Jefferson, NC 28640
| Property Type | Single Family Home |
|---|---|
| Lot Size | 1.09 acres (47,524 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $515,000 (Sep 2025) |
| Tax Bill | $231 (2025) |
| Deeds & Mortgages | Sep 2025 Sale & Mortgage Feb 2025 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 09263-001-645 |
| Primary APN | 09263-001-645 |
|---|---|
| Alternative APN |
|
| Lot Area | 47,524 sqft (1.09 acres) |
|---|
| Account Number | 20130 |
|---|---|
| Street Address | 322 LAUREL LN |
| City | JEFFERSON |
| State | NC |
| Zip | 28640-8714 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1.091 A LOT 9 OFF 1206 (DIRT) |
| Legal Subdivision | WOODCROFT ESTATES |
| Legal Lot Number | 9 |
| Jurisdiction | ASHE NC |
| Township / Civil Division | JEFFERSON |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 970501 |
Source: Ashe County records, as of May 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 705 WH SMITH BLVD, GREENVILLE, NC 27834-3752 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Sep 24, 2025 | Warranty Deed, Transfer · Conventional Mortgage AFFILIATED MORTGAGE SERVICES |
| Feb 24, 2025 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 24, 2025 · Amount on Record |
| Deed Sale | Sep 24, 2025 · Amount on Record |
| Prior Sale | Feb 24, 2025 · Amount on Record |
| Deed Document Number | 20254380 |
| Deed Book / Page | 577 / 1340 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ASHE NC |
| Recording Date | Sep 24, 2025 |
| Property Address | 322 LAUREL LN, JEFFERSON, NC 28640-8714 |
| Document Number | 00577/1340 |
| Book / Page | 577 / 1340 |
| Map Reference | MB 12 PG 65 |
| Instrument Date | Sep 24, 2025 |
| Instrument | 4380 |
| Transaction Type | Transfer |
| Record Updated | May 14, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,030.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 722 KEMP LEWIS CIR, WEST JEFFERSON, NC 28694-8146 |
| Name | Verified Name |
|---|---|
| Address | 705 WH SMITH BLVD, GREENVILLE, NC 27834-3752 |
| Document Number | 0000004381 |
|---|---|
| Date | Sep 24, 2025 |
| Instrument | 4381 |
| Name | AFFILIATED MORTGAGE SERVICES |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.12% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Oct 1, 2030 |
| Change Frequency | 6 Months |
| Min Rate At Change | 5.12% |
| Max Rate At Change | 9.12% |
| Index | Other |
| Max Rate | 12.1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ASHE NC |
| Recording Date | Feb 24, 2025 |
| Property Address | 322 LAUREL LN, JEFFERSON, NC 28640-8714 |
| Document Number | 000571/166 |
| Book / Page | 571 / 166 |
| Map Reference | MB 5 PG 67-A |
| Instrument Date | Feb 17, 2025 |
| Instrument | 764 |
| Transaction Type | Transfer |
| Record Updated | May 14, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $130.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 433 BOUNDARY LN, CARBONDALE, CO 81623-3140 |
| Name | Verified Name |
|---|---|
| Address | 722 KEMP DR, WEST JEFFERSON, NC 28694 |
Source: Ashe County assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Ashe County |
| Municipality | Jefferson Town |
| Unified School District | Ashe County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $231.00 (+5%) | $30,000 (-) Land $30,000 | $30,000 (-) Land $30,000 |
| 2023 | $220.00 (-32.31%) | $30,000 (-14.29%) Land $30,000 | $30,000 (-14.29%) Land $30,000 |
| 2022 | $325.00 | $35,000 Land $35,000 | $35,000 Land $35,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 2, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2024) |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 50% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF JEFFERSON serves 1,740 people · EPA ID NC0105015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Skyline Telephone Fiber | 2,000 / 2,000 |
| Optimum Cable | 940 / 35 |
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