Ashe County property record for 231 Laurel Ln, Jefferson, NC 28640
| Property Type | Single Family Home |
|---|---|
| Details | 2,276 sqft · built 1995 |
| Lot Size | 0.973 acres (42,384 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $3,394 (2025) |
| Deeds & Mortgages | Aug 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 09263-001-650 |
| Primary APN | 09263-001-650 |
|---|---|
| Alternative APN |
|
| Plumbing Fixtures | 13 Plumbing Fixtures |
|---|---|
| Building Area | 2,276 sqft Heated Area |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Contemporary |
| Lot Area | 42,384 sqft (0.973 acres) |
| Cooling System | Central |
|---|
| Account Number | 15949 |
|---|---|
| Street Address | 231 LAUREL LN |
| City | JEFFERSON |
| State | NC |
| Zip | 28640-9711 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | .973 A LOT 14 OFF 1206 (DIRT) |
| Legal Lot Number | 14 |
| Jurisdiction | ASHE NC |
| Township / Civil Division | JEFFERSON |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 970501 |
Source: Ashe County records, as of May 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 231 LAUREL LN, JEFFERSON, NC 28640-9711 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ASHE NC |
| Property Address | 231 LAUREL LN, JEFFERSON, NC 28640-9711 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2023 |
| Name | Verified Name |
|---|
| Document Number | 00483/0651 |
|---|---|
| Date | Aug 8, 2017 |
| Book Page | 0483/0651 |
| Instrument | 03492 |
| Name | PIEDMONT FSB |
|---|---|
| Type | Bank |
| Address | WINSTON SALEM, NC 27103 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 1, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Ashe County assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Ashe County |
| Municipality | Jefferson Town |
| Unified School District | Ashe County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,394.00 (+4.75%) | $440,900 (-) Land $35,000 Building $405,900 | $440,900 (-) Land $35,000 Building $405,900 |
| 2023 | $3,240.00 (+17.22%) | $440,900 (+56.85%) Land $35,000 Building $405,900 | $440,900 (+56.85%) Land $35,000 Building $405,900 |
| 2022 | $2,764.00 | $281,100 Land $40,000 Building $241,100 | $281,100 Land $40,000 Building $241,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 2, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2024) |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF JEFFERSON serves 1,740 people · EPA ID NC0105015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Skyline Telephone Fiber | 2,000 / 2,000 |
| Optimum Cable · Fiber in parts of the area | 940 / 35 |
May also be available: Brightspeed.
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