Pinellas County property record for 322 Lagoon Dr, Palm Harbor, FL 34683
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,995 sqft · built 2006 |
| Lot Size | 0.24 acres (10,463 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,100,000 (Apr 2026) |
| Tax Bill | $21,546 (2025) |
| Deeds & Mortgages | Apr 2026 Sale Sep 2021 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | C62-000-741-5852-8 |
| Primary APN | C62-000-741-5852-8 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,995 sqft Living Area |
| Gross Area | 6,600 sqft |
| 1st Floor Area | 2,766 sqft |
| Basement Area | 229 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Combination |
| Construction Type | Frame |
| Foundation Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Concrete |
| Lot Area | 10,463 sqft (0.24 acres) |
| Lot Dimensions | 110 ft deep x 93 ft wide |
| Garage Type | Attached |
| Garage Area | 2,509 sqft |
| Parking Spaces | 9 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 1,096 sqft |
| Deck Area | 150 sqft |
| Patio Area | 150 sqft |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R120232 |
|---|---|
| Street Address | 322 LAGOON DR |
| City | PALM HARBOR |
| State | FL |
| Zip | 34683-5411 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | OZONA SHORES REPLAT 3RD ADD BLK E, LOT 21 |
| Legal Range | 15E |
| Legal Township | 28S |
| Legal Section | 11 |
| Legal Subdivision | OZONA SHORES |
| Legal Tract | 65088 |
| Legal Block | E |
| Legal Lot Number | 21 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | TARPON SPRINGS |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 27202 |
322 Lagoon Dr is owned and occupied by two individuals who bought it in April 2026.
Source: Pinellas County records, as of May 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 322 LAGOON DR, PALM HARBOR, FL 34683-5411 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 28, 2026 | Warranty Deed, Transfer TEXAS TITLE SOLUTIONS, TOTAL TITLE SOLUTIONS |
| Sep 13, 2021 | Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 28, 2026 · Amount on File |
| Deed Sale | Apr 28, 2026 · Amount on File |
| Prior Sale | Sep 13, 2021 · Amount on File |
| Deed Document Number | 2026113024 |
| Deed Book / Page | 23538 / 849 |
| Prior Transfer Date | Feb 1, 2018 |
| Prior Transfer Doc | 0199381706 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Apr 28, 2026 |
| Property Address | 322 LAGOON DR, PALM HARBOR, FL 34683-5411 |
| Document Number | 0000113024 |
| Book / Page | 23538 / 849 |
| Instrument Date | Apr 21, 2026 |
| Instrument | 2026.113024 |
| Transaction Type | Transfer |
| Record Updated | May 8, 2026 |
| Title Company | TEXAS TITLE SOLUTIONS, TOTAL TITLE SOLUTIONS |
| Amount | Amount on Record |
|---|---|
| Tax | $777,700.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 322 LAGOON DR, PALM HARBOR, FL 34683-5411 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Sep 13, 2021 |
| Property Address | 322 LAGOON DR, PALM HARBOR, FL 34683-5411 |
| Document Number | 0217122142 |
| Book / Page | 21712 / 2142 |
| Map Reference | MB 53 PG 18 |
| Instrument Date | Sep 10, 2021 |
| Instrument | 2021298925 |
| Transaction Type | Transfer |
| Record Updated | Sep 24, 2021 |
| Title Company | TROPICAL TITLE INSURANCE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,405.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 199 SHORE DR, 199, PALM HARBOR, FL 34683-5446 |
| Name | Verified Name |
|---|---|
| Address | 322 LAGOON DR, PALM HARBOR, FL 34683-5411 |
| Document Number | 217122144 |
|---|---|
| Date | Sep 13, 2021 |
| Instrument | 21712/2144 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
The 2025 property tax bill for 322 Lagoon Dr was $21,546, up 14% from the year before.
Source: Pinellas County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $21,546.00 (+13.96%) | $1,208,277 Land $283,470 Building $924,807 | $1,208,277 Land $283,470 Building $924,807 |
| 2024 | $18,906.00 (+7.82%) | ||
| 2023 | $17,534.00 (+9.37%) | $963,129 (+10.56%) | $963,129 (+10.56%) Land $329,453 Building $633,676 |
| 2022 | $16,032.00 | $871,166 | $871,166 Land $319,975 Building $551,191 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 322 Lagoon Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 265 individual policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 285 units insured incl. 20 condo units |
| Nearby Flood Claims | 375 (1982–2026) |
| Claims Outside the SFHA | 4 of 375 |
| Most Recent Claim | May 2026 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 322 Lagoon Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2020) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures