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318 Lagoon Dr, Palm Harbor, FL 34683 Property Records

Pinellas County property record for 318 Lagoon Dr, Palm Harbor, FL 34683 · Last verified January 2026

Property Summary

Property TypeSingle Family Home
Details4 ba · 2,694 sqft · built 1993
Lot Size0.201 acres (8,799 sqft)
OwnerIndividual Name on File
Last Sale$650,000 (Feb 2019)
Tax Bill$9,353 (2025)
Deeds & MortgagesJun 2022 Line of Credit
Jul 2021 Line of Credit
+ 2 more
Flood ZoneZone AE (high risk)
APNC62-000-741-5849-4

Property Details

APN / Parcel Number

Primary APNC62-000-741-5849-4
Alternative APNs
  • 11-28-15-65088-005-0190
  • 152811650880050190
  • R120229

Interior

Full Baths4 Baths
Plumbing Fixtures11 Plumbing Fixtures
Stories1 Story
Building Area2,694 sqft Heated Area
1st Floor Area2,694 sqft

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 2005
Architectural StyleDome
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeFooting
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area8,799 sqft (0.201 acres)
Lot Dimensions110 ft deep x 80 ft wide
Garage Area624 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool TypePool with Hot Tub/Spa
PorchOpen Porch
Porch Area878 sqft
Deck Area120 sqft
Patio Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR120229
Old Parcel Number152811650880050190
Street Address318 LAGOON DR
CityPALM HARBOR
StateFL
Zip34683-5411
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionOZONA SHORES REPLAT 3RD ADD BLK E, E 80FT OF LOT 19
Legal Range15
Legal Township28
Legal Section11
Legal SubdivisionOZONA SHORES REPLAT 3RD ADD
Legal BlockE,E
Legal Lot Number19
JurisdictionPINELLAS FL
Township / Civil DivisionTARPON SPRINGS
Census Block Group2
Census Block2015
Census Tract27202

Owner

Source: Pinellas County records · APN C62-000-741-5849-4

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address318 LAGOON DR, PALM HARBOR, FL 34683-5411
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 03, 2022Deed of Trust, Mortgage · Line of Credit
MIDFLORIDA CU
Jul 29, 2021Deed of Trust, Mortgage · Line of Credit
THIRD FSLA OF CLEVELAND
Jun 04, 2020Deed of Trust, Mortgage · Conventional Mortgage
THIRD FED'L S&L ASSN/CLEVELAND
Feb 26, 2019Warranty Deed, Transfer
GUARANTEED RATE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 26, 2019 · Amount on Record
Deed SaleFeb 26, 2019 · Amount on Record
Prior SaleDec 29, 2016 · Amount on Record
Deed Document Number2019062300
Deed Book / Page20442 / 2462
Record UpdatedJun 08, 2026

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address318 LAGOON DR, PALM HARBOR, FL 34683-5411
Transaction TypeMortgage
Record UpdatedJun 22, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0220870790
DateJun 03, 2022
Book Page22087/790
Instrument2022174615
Lender
NameMIDFLORIDA CU
TypeCredit Union
AddressLAKELAND, FL 33802
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueJun 10, 2042
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address318 LAGOON DR, PALM HARBOR, FL 34683-5411
Transaction TypeMortgage
Record UpdatedSep 22, 2021
Title CompanyTITLE 365, TITLE365

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0216490734
DateJul 29, 2021
Book Page21649/734
Instrument2021249209
Lender
NameTHIRD FSLA OF CLEVELAND
TypeLending Institution
AddressCLEVELAND, OH 44105
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJul 17, 2051

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address318 LAGOON DR, PALM HARBOR, FL 34683-5411
Document Number0210331800
Instrument DateJun 04, 2020
Transaction TypeMortgage
Record UpdatedJun 29, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address318 LAGOON DR PALM HARBOR FL 346835411, PALM HARBOR, FL 34683-5411

Mortgage

Document Number0210331800
DateJun 10, 2020
Book Page021033/001800
Instrument175196
Lender
NameTHIRD FED'L S&L ASSN/CLEVELAND
AddressCLEVELAND, OH 44105
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 09, 2050

February 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPINELLAS FL
Recording DateFeb 26, 2019
Property Address318 LAGOON DR, PALM HARBOR, FL 34683-5411
Document Number0204422462
Book / Page020442 / 002462
Instrument DateFeb 22, 2019
Instrument62300
Transaction TypeTransfer
Record UpdatedMar 13, 2019
Title CompanyREPUBLIC LAND AND TITLE INC, REPUBLIC LAND & TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$4,550.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address318 LAGOON DR PALM HARBOR FL 346835411, PALM HARBOR, FL 34683-5411

Mortgage

Document Number204422464
DateFeb 26, 2019
Book Page020442/002464
Instrument62301
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
AmountAmount Recorded
Term360 Months
DueFeb 25, 2049

Tax Assessment & Valuation

Source: Pinellas County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$9,353.00 (+7%) Homeowner's exemption$552,448 (+5.99%)$929,125 (+19.86%) Land $252,092 Building $677,033
2023$8,741.00 (+2.62%) Homeowner's exemption$521,242 (+3%)$775,157 (+12.39%) Land $292,982 Building $482,175
2022$8,518.00 Homeowner's exemption$506,060$689,724 Land $280,716 Building $409,008

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Pinellas County (12103C), updated April 12, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood Elevation10.0 ft
CoastalYes

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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