San Diego County property record for 322 Keyport St, Oceanside, CA 92057
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,632 sqft · built 1990 |
| Lot Size | 0.181 acres (7,869 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $600,000 (Oct 2019) |
| Tax Bill | $7,515 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Oct 2019 Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 157-760-01-00 |
| Primary APN | 157-760-01-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,632 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Conventional |
| Exterior Material | Stucco |
| Roof Material | Composition Shingle |
| Lot Area | 7,869 sqft (0.181 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 322 KEYPORT ST |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92057-4263 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | LOT 298 TR 011626 |
| Legal Subdivision | WHELAN RANCH |
| Legal Tract | 011626 |
| Legal Block | 1 |
| Legal Lot Number | 298 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 18609 |
Source: San Diego County records · APN 157-760-01-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 15905 OVERTON ST, FOUNTAIN VALLEY, CA 92708-1043 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Apr 01, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NEW WAVE LENDING GROUP INC |
| Oct 25, 2019 | Deed of Trust, Mortgage · Conventional Mortgage LEO DELANCY |
| Oct 31, 2019 | Grant Deed, Transfer · Conventional Mortgage TRANSGLOBAL LNDG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 31, 2019 · Amount on Record |
| Deed Sale | Oct 31, 2019 · Amount on Record |
| Prior Sale | Jul 11, 2008 · Amount on Record |
| Deed Document Number | 2019499397 |
| Prior Transfer Date | Jun 30, 2008 |
| Prior Transfer Doc | 0000372271 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 322 KEYPORT ST, OCEANSIDE, CA 92057-4263 |
| Transaction Type | Mortgage |
| Record Updated | Apr 17, 2023 |
| Title Company | CLEARMARK TITLE |
| Name | Verified Name |
|---|---|
| Address | 15905 OVERTON ST, FOUNTAIN VALLEY, CA 92708-1043 |
| Document Number | 0000250806 |
|---|---|
| Date | Apr 01, 2021 |
| Instrument | 2021-0250806 |
| Name | NEW WAVE LENDING GROUP INC |
|---|---|
| Type | Non-Lending Institution |
| Address | ROWLAND HEIGHTS, CA 91748 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 322 KEYPORT ST, OCEANSIDE, CA 92057-4263 |
| Document Number | 0000538201 |
| Instrument Date | Oct 25, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 28, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 322 KEYPORT ST OCEANSIDE CA 920574263, OCEANSIDE, CA 92057-4263 |
| Document Number | 0000538201 |
|---|---|
| Date | Nov 20, 2019 |
| Instrument | 538201 |
| Name | LEO DELANCY |
|---|---|
| Address | 3932 ARISTA WAY, OCEANSIDE, CA 92058-7982 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Oct 31, 2019 |
| Property Address | 322 KEYPORT ST, OCEANSIDE, CA 92057-4263 |
| Document Number | 0000499397 |
| Instrument Date | Oct 05, 2019 |
| Instrument | 499397 |
| Transaction Type | Transfer |
| Record Updated | Nov 13, 2019 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $660.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 15905 OVERTON ST FOUNTAIN VALLEY CA 927081043, FOUNTAIN VALLEY, CA 92708-1043 |
| Document Number | 499400 |
|---|---|
| Date | Oct 31, 2019 |
| Instrument | 499400 |
| Name | TRANSGLOBAL LNDG |
|---|---|
| Address | 185 W CHESTNUT AVE, MONROVIA, CA 91016-3429 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 30, 2049 |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Oceanside Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $669,305 (+2%) Land $321,613 Building $347,692 | |
| 2025 | $7,515.00 (+5.16%) | $656,182 (+4.04%) Land $315,307 Building $340,875 |
| 2023 | $7,146.00 (+1.53%) | $630,704 Land $303,064 Building $327,640 |
| 2022 | $7,038.00 |
Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730186091, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 2 (1998–2018) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Nov 2018 · alluvial fan flooding |
| Wildfire Risk | Moderate above 51% of the US · lower than 70% of California |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 447 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
May also be available: T-Mobile USA.
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | CITY OF OCEANSIDE serves 174,340 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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