314 Keyport St, Oceanside, CA 92057 Property Records

San Diego County property record for 314 Keyport St, Oceanside, CA 92057

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,337 sqft · built 1996
Lot Size	0.156 acres (6,808 sqft)
Owner	2 Individual Names on File
Last Sale	$205,000 (Oct 2000)
Tax Bill	$3,208 (2025)
Deeds & Mortgages	Dec 2022 Second Mortgage Dec 2021 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`157-760-03-00`

Property Details

APN / Parcel Number

Primary APN	`157-760-03-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,337 sqft Living Area

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Lot Area	6,808 sqft (0.156 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	314 KEYPORT ST
City	OCEANSIDE
State	CA
Zip	92057-4263
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 300 TR 011626
Legal Subdivision	WHELAN RANCH
Legal Tract	011626
Legal Block	1
Legal Lot Number	300
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1002
Census Tract	18609

Owner

Source: San Diego County assessment roll, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	314 KEYPORT ST, OCEANSIDE, CA 92057-4263
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
Dec 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU
Dec 13, 2017	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU
Feb 7, 2017	Deed of Trust, Mortgage · VA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 23, 2000 · Amount on Record
Deed Sale	Oct 23, 2000 · Amount on Record
Prior Sale	Nov 20, 1989 · Amount on Record
Deed Document Number	2000570058
Last Transfer Date	Jun 18, 2009
Transfer Doc	0000344503
Record Updated	Sep 20, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	314 KEYPORT ST, OCEANSIDE, CA 92057-4263
Transaction Type	Mortgage
Record Updated	Dec 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314 KEYPORT ST, OCEANSIDE, CA 92057-4263

Mortgage

Document Number	0000472276
Date	Dec 19, 2022
Instrument	2022-0472276

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 1, 2037

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	314 KEYPORT ST, OCEANSIDE, CA 92057-4263
Transaction Type	Mortgage
Record Updated	Jan 3, 2022
Title Company	NAVY FEDERAL TITLE/CALIFORNIA, NAVY FEDERAL TITLE OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314 KEYPORT ST, OCEANSIDE, CA 92057-4263

Mortgage

Document Number	0000860382
Date	Dec 22, 2021
Instrument	2021-0860382

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Jan 1, 2032

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	314 KEYPORT ST, OCEANSIDE, CA 92057-4263
Document Number	0000606955
Instrument Date	Dec 13, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	314 KEYPORT ST OCEANSIDE CA 920574263, OCEANSIDE, CA 92057-4263

Mortgage

Document Number	0000606955
Date	Dec 26, 2017
Instrument	606955

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Dec 25, 2037

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	314 KEYPORT ST, OCEANSIDE, CA 92057-4263
Document Number	0000070282
Instrument Date	Feb 7, 2017
Transaction Type	Mortgage
Record Updated	Feb 21, 2017
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	314 KEYPORT ST OCEANSIDE CA 920574263, OCEANSIDE, CA 92057-4263

Mortgage

Document Number	0000070282
Date	Feb 13, 2017
Instrument	70282

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 12, 2032

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$456,081 (+2%) Land $169,056 Building $287,025
2025	$3,208.00 (+2.39%)	$447,140 (+4.04%) Land $165,742 Building $281,398
2023	$3,133.00 (-1.26%)	$429,779 Land $159,307 Building $270,472
2022	$3,173.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (1998–2018)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Nov 2018 · alluvial fan flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 70% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 447 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: T-Mobile USA.

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