322 Jersey St, Plainwell, MI 49080 Property Records

Allegan County property record for 322 Jersey St, Plainwell, MI 49080

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 784 sqft · built 1920
Lot Size	0.19 acres (8,276 sqft)
Owner	Company Name on Record
Last Sale	$15,000 (Jul 2010)
Tax Bill	$2,316 (2025)
Deeds & Mortgages	Jun 2007 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`55-380-026-00`

Property Details

APN / Parcel Number

Primary APN	`55-380-026-00`
Alternative APN	`03-55-380-026-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	784 sqft Living Area
1st Floor Area	784 sqft
Basement Area	168 sqft
Unfinished Basement	168 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Wood
Foundation Type	No Foundation
Lot Area	8,276 sqft (0.19 acres)
Lot Dimensions	115 ft deep x 72 ft wide
Garage Area	280 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	322 JERSEY ST
City	PLAINWELL
State	MI
Zip	49080-1610
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	S 1/2 LOT 32 ALSO S 1/2 LOT 33 & ALSO S 6 FT OF N 1/2 OF LOT 32 & 33 VAN HORN'S ADDITION.
Legal Subdivision	VAN HORNS ADD
Legal Lot Number	32-33
Jurisdiction	ALLEGAN MI
Township / Civil Division	PLAINWELL
Census Block Group	4
Census Block	4009
Census Tract	32000

Owner

Source: Allegan County records, as of September 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	11550 CRUM RD, PLAINWELL, MI 49080-9137
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 30, 2010 · Amount on Record
Deed Sale	Jul 30, 2010 · Amount on Record
Prior Sale	Jul 15, 2010 · Amount on Record
Deed Book / Page	3436 / 94
Last Transfer Date	Apr 19, 2016
Transfer Doc	4021/917
Record Updated	Oct 29, 2026

June 2007: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	Jun 15, 2007
Property Address	322 JERSEY ST, PLAINWELL, MI 49080-1610
Document Number	003130/045
Book / Page	3130 / 045
Instrument Date	Jun 1, 2007
Transaction Type	Transfer
Record Updated	Jun 8, 2026
Title Company	NATIONS TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$597.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	322 JERSEY ST, PLAINWELL, MI 49080-1610
Investor	Possibly a Property Investor

Mortgage

Document Number	0003130047
Date	Jun 15, 2007
Instrument	3130/047

Lender

Name	CHASE BANK USA NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2037

Interest

Rate Type	Adjustable Rate
Rate	10.8%
Adjustable	Adjustable Rate Rider
Change Frequency	6 Months
Min Rate At Change	10.8%
Max Rate At Change	13.8%
Index	6-Month LIBOR
Max Rate	17.8%

Tax Assessment & Valuation

Source: Allegan County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
Municipality	Plainwell City
Unified School District	Plainwell Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$60,800 (+33.92%) Land $20,800 Building $40,000	$121,600 (+33.92%) Land $41,600 Building $80,000
2025	$2,316.00 (+13.59%)
2023		$45,400 Land $17,500 Building $27,900	$90,800 Land $35,000 Building $55,800
2022	$2,039.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2023

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLAINWELL serves 3,998 people · EPA ID MI0005380
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	4 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: 123.NET, AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Jersey St

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