320 Jersey St, Plainwell, MI 49080 Property Records

Allegan County property record for 320 Jersey St, Plainwell, MI 49080

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,537 sqft
Lot Size	0.246 acres (10,716 sqft)
Owner	2 Individual Names on Record
Last Sale	$128,500 (Oct 2015)
Tax Bill	$3,725 (2025)
Deeds & Mortgages	Jun 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`55-380-025-00`

Property Details

APN / Parcel Number

Primary APN	`55-380-025-00`
Alternative APN	`03-55-380-025-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,537 sqft Living Area
1st Floor Area	814 sqft
Basement Area	723 sqft
Unfinished Basement	723 sqft

Exterior

Exterior Material	Other
Foundation Type	Raised
Lot Area	10,716 sqft (0.246 acres)
Lot Dimensions	115 ft deep x 93 ft wide
Garage Area	224 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	320 JERSEY ST
City	PLAINWELL
State	MI
Zip	49080-1610
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	S 1/4 LOT 22 ALSO S 1/4 LOT 23 ALSO N 1/2 OF LOT 32 EX S 6 FT ALSO N 1/2 OF LOT 33 EX S 6 FT VAN HORN'S ADDITION.
Legal Subdivision	FT VAN HORNS ADD
Jurisdiction	ALLEGAN MI
Township / Civil Division	PLAINWELL
Census Block Group	4
Census Block	4009
Census Tract	32000

Owner

Source: Allegan County records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	320 JERSEY ST, PLAINWELL, MI 49080-1610
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 5, 2015 · Amount on Record
Deed Sale	Oct 5, 2015 · Amount on Record
Prior Sale	May 18, 2006 · Amount on Record
Deed Book / Page	3968 / 762
Prior Transfer Date	Aug 6, 2001
Prior Transfer Doc	2117000134
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	320 JERSEY ST, PLAINWELL, MI 49080-1610
Transaction Type	Mortgage
Record Updated	Jun 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 JERSEY ST, PLAINWELL, MI 49080-1610

Mortgage

Document Number	004773/234
Date	Jun 23, 2022
Book Page	4773/234
Instrument	2022012718

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Amount	Amount Recorded
Term	239 Months
Due	May 1, 2042

Tax Assessment & Valuation

Source: Allegan County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
Municipality	Plainwell City
Unified School District	Plainwell Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$131,600 (+37.8%) Land $26,900 Building $104,700	$263,200 (+37.8%) Land $53,800 Building $209,400
2025	$3,725.00 (+12.74%)
2023		$95,500 Land $22,700 Building $72,800	$191,000 Land $45,400 Building $145,600
2022	$3,304.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2023

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLAINWELL serves 3,998 people · EPA ID MI0005380
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	4 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: 123.NET, AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Jersey St

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