322 Holbrook Ln, Hubert, NC 28539 Property Records

Onslow County property record for 322 Holbrook Ln, Hubert, NC 28539

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,600 sqft · built 2017
Lot Size	0.49 acres (21,344 sqft)
Owner	2 Individual Names on File
Last Sale	$188,000 (Oct 2018)
Tax Bill	$1,589 (2026)
Deeds & Mortgages	Feb 2021 Sale Oct 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1313A-138`

Property Details

APN / Parcel Number

Primary APN	`1313A-138`
Alternative APNs	`444811000` `162433`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,600 sqft Living Area

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	21,344 sqft (0.49 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	444811000
Street Address	322 HOLBROOK LN
City	HUBERT
State	NC
Zip	28539-3100
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15
Legal Description	L17 KINGSBRIDGE 2 S6 P1
Legal Subdivision	LOTS 17+19 KINGSBRIDGE II SEC 6 PH1
Legal Lot Number	17
Jurisdiction	ONSLOW NC
Township / Civil Division	SWANSBORO
Census Block Group	2
Census Block	2000
Census Tract	2803

Owner

322 Holbrook Ln is owned by two individuals who bought it in October 2018.

Source: Onslow County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	46 COOLIDGE DR, EPHRATA, PA 17522-1131
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2021	Warranty Deed, Transfer
Oct 18, 2018	Warranty Deed, Transfer · Conventional Mortgage BRANCH BK&TR
Dec 11, 2017	Deed of Trust, Mortgage · Line of Credit BUILDER FINANCE GROUP LLC BUILDER FINANCE GROUP LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 18, 2018 · Amount on File
Deed Sale	Oct 18, 2018 · Amount on File
Deed Book / Page	4849 / 797
Record Updated	Oct 29, 2026

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Feb 8, 2021
Property Address	322 HOLBROOK LN, HUBERT, NC 28539-3100
Document Number	0053790261
Book / Page	5379 / 261
Map Reference	MB 75 PG 64
Instrument Date	Jan 21, 2021
Transaction Type	Transfer
Record Updated	Feb 2, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 COOLIDGE DR, EPHRATA, PA 17522-1131

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Oct 18, 2018
Property Address	322 HOLBROOK LN, HUBERT, NC 28539-3100
Document Number	0048490797
Book / Page	004849 / 000797
Instrument Date	Oct 15, 2018
Transaction Type	Transfer
Record Updated	Nov 7, 2018
Title Company	OTHER

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$376.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	46 COOLIDGE DR EPHRATA PA 175221131, EPHRATA, PA 17522-1131

Mortgage

Document Number	48490801
Date	Oct 18, 2018
Book Page	004849/000801

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WILSON, NC 27893

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 17, 2048

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONSLOW NC
Property Address	322 HOLBROOK LN, HUBERT, NC 28539-3100
Document Number	0047140585
Instrument Date	Dec 11, 2017
Transaction Type	Mortgage
Record Updated	Aug 29, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 1 SNEADS FERRY NC 284600001, SNEADS FERRY, NC 28460-0001

Mortgage

Document Number	0047140585
Date	Dec 15, 2017
Book Page	004714/000585

Lender

Name	BUILDER FINANCE GROUP LLC BUILDER FINANCE GROUP LLC
Address	SMITHFIELD, NC 27577-1457

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 322 Holbrook Ln was $1,589.

Source: Onslow County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Onslow County
Unified School District	Onslow County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,589.00	$290,900 Land $50,000 Building $240,900	$290,900 Land $50,000 Building $240,900
2023	$1,589.00	$242,694 Land $50,000 Building $192,694	$242,694 Land $50,000 Building $192,694

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 322 Holbrook Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 29 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	29 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 322 Holbrook Ln is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 78% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONSLOW WTR AND SEWER AUTHORITY serves 156,755 people · EPA ID NC0467035
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: Verizon.

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